Block, Inc. · Software

XYZ

Low riskNext report: Around Nov 5 (est.)

View price ↗

The short version

A profitable company with steady sales. Institutions are adding.

Going well

Profitable
Brings in more cash than it spends

Money moves

Insiders sold $11.0M in the last 30 days, all through pre-planned sales
Institutions added 3.7% to their holdings in the quarter ending June 2026 (569 bought, 408 sold)
Held by Dan Loeb (Third Point), Chase Coleman (Tiger Global), Ray Dalio (Bridgewater) and 1 more famous investor

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$74.58-2.5% that day

Company value: $45.4B; Share price times all shares
Price vs profit (P/E): 133.2x; You pay about $133 for each $1 of yearly profit
Price vs sales: 1.8x; Company value is 1.8 times a year of sales
Cash vs value: 14%; Cash as a share of company value
Debt vs value: 16%; Debt as a share of company value

From XYZ's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$6.6B+9.3% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $25.0B, up 5.1% from the 12 months before. Over 5 years, sales grew about 21% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of XYZ. Starting points are the company's recent numbers.

Sales growth+5% a yearRecently: +5.1% a yearProfit margin1%Last 12 months: 1.4%P/E at the end40xToday: 133.2x. Many steady companies trade at 12x to 25xShare count change+3% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$32.0B

Profit in 5 years$320M

Price these guesses point to$18.11-76% vs $74.58 todayAbout -25% a year, before dividends

What today's price needs: with a 1% margin and a 40x P/E, sales would have to grow about 39% a year for 5 years just to match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

2/6Weak

MissReturn on equity 15%+Earns a lot on the money owners have in the business.6.0%
PassDebt under half of equityNot relying on borrowed money.0.33x equity
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.5.4%
MissProfitable every yearSteady profits, not one good year.6 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$2.4B
MissShare count not growingNot diluting owners. Falling means buybacks.+7.6% in 3 years

Revenue: $24.2B; +0.3% vs prior year
5-year growth: +20.6%/yr; revenue, per year
Total debt: $7.3B; 0.33x equity
Free cash flow: $2.4B; 10.0% of revenue

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jun 30, 2026

Reported Aug 5

Revenue: $6.6B; +9.3% YoY
EPS: $0.15; vs $0.87
Op. margin: 6.8%; -1.2 pts
Gross margin: 47.8%; +5.9 pts
Free cash flow: $966.6M
Share count: -1.6%; vs a year ago

Insider rating

Last 90 days

43Mixed

Pre-planned sales of $11.0M (weaker signal)

50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.

Weekly insider trend

13 weeks agoBoughtSoldThis week

Filing buzz

Last 7 days vs normal

38/ 100

This week: 5
Normal week: 8.3
vs normal: 0.6x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Accumulating+3.7%

Institutions added 3.7% to their holdings. 569 bought, 408 sold.

Shares held by institutions443.1M

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

+0.1%

Cash runwayAt last year's cash burn

Cash flow positive

Debt to equityLatest balance sheet: debt compared with what owners have

0.3x · $5.7B debt

Shares outstandingLatest reported

609M

Earnings reports

Last 12

Next reportAround Nov 5 (est.)Estimated from the same quarter last year

Results filedAug 5
Results filedMay 7
Results filedFeb 26
Results filedNov 6, 2025
Results filedAug 7, 2025

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

5%+ holder update (passive)Aug 14 · View filing ↗Big holder

Insider trades

Open-market buys and sells, last 90 days

Bought$00 insiders

Sold$11.0M1 insider, 8 pre-planned

Insider	Trade	Shares	Avg price	Value	Owns after	Date
Anthony Mathew EisenDirector	Sell	18K	$76.13	$1.4M	1M	Oct 27Filing ↗
-1.5% of their holdings $74.79 to $77.84 across 3 trades Traded Oct 23 to Oct 27 Pre-planned sale (10b5-1) Filed same day
Anthony Mathew EisenDirector	Sell	18K	$78.13	$1.4M	1M	Oct 22Filing ↗
-1.4% of their holdings $77.25 to $79.07 across 3 trades Traded Oct 20 to Oct 22 Pre-planned sale (10b5-1) Filed same day
Anthony Mathew EisenDirector	Sell	18K	$78.67	$1.4M	1M	Oct 19Filing ↗
-1.4% of their holdings $76.99 to $80.43 across 3 trades Traded Oct 15 to Oct 19 Pre-planned sale (10b5-1) Filed same day
Anthony Mathew EisenDirector	Sell	18K	$76.49	$1.4M	1M	Oct 14Filing ↗
-1.4% of their holdings $75.70 to $76.97 across 3 trades Traded Oct 12 to Oct 14 Pre-planned sale (10b5-1) Filed same day
Anthony Mathew EisenDirector	Sell	18K	$75.42	$1.4M	1M	Oct 9Filing ↗
-1.4% of their holdings $75.17 to $75.75 across 3 trades Traded Oct 7 to Oct 9 Pre-planned sale (10b5-1) Filed same day
Anthony Mathew EisenDirector	Sell	18K	$75.51	$1.4M	1M	Oct 6Filing ↗
-1.4% of their holdings $74.24 to $76.68 across 3 trades Traded Oct 2 to Oct 6 Pre-planned sale (10b5-1) Filed same day
Anthony Mathew EisenDirector	Sell	18K	$73.76	$1.3M	1M	Oct 1Filing ↗
-1.3% of their holdings $73.29 to $74.33 across 3 trades Traded Sep 29 to Oct 1 Pre-planned sale (10b5-1) Filed same day
Anthony Mathew EisenDirector	Sell	18K	$75.56	$1.4M	1M	Sep 28Filing ↗
-1.3% of their holdings $74.58 to $76.90 across 3 trades Traded Sep 24 to Sep 28 Pre-planned sale (10b5-1) Filed same day