Institutions added 0.6% to their holdings in the quarter ending June 2026 (310 bought, 205 sold)
Facts from SEC filings, not a recommendation.
What the price means
Price as of Oct 26
$151.22+0.3% that day
Company value
$10.2B
Share price times all shares
Price vs profit (P/E)
12.1x
You pay about $12 for each $1 of yearly profit
Price vs sales
38.4x
Company value is 38.4 times a year of sales
Dividend yield
1.3%
Yearly dividend as a share of today's price
Cash vs value
6%
Cash as a share of company value
Debt vs value
4%
Debt as a share of company value
From WTFC's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.
The business over time
Last 12 quarters, from SEC filings
Sales, Jun '26
Not reported
Sep '23Tap a barJun '26
What the price assumes
Your guesses, our math
Move the sliders to your own view of WTFC. Starting points are the company's recent numbers (it isn't profitable yet, so the margin starts at a 10% guess).
Sales in 5 years$339M
Profit in 5 years$34M
Price these guesses point to$4.96-97% vs $151.22 todayAbout -50% a year, before dividends
Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.
The checklist Warren Buffett-style investors use. Annual numbers for 2025.
3/5Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.12.1%
PassDebt under half of equityNot relying on borrowed money.0.06x equity
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$860.4M
MissShare count not growingNot diluting owners. Falling means buybacks.+13.0% in 3 years
Revenue
$265.6M
Total debt
$422.1M
0.06x equity
Free cash flow
$860.4M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 19After close4:52 pm ET
From the press release
This represents a year-to-date net income increase of 17% compared to the same period of 2025.
Pre-tax, pre-provision income (non-GAAP) for the first nine months of the year totaled a record $1.0 billion, compared to $884.1 million for the first nine months of 2025.
The Company reported record quarterly net income of $239.1 million, or $3.37 per diluted common share, for the third quarter of 2026, compared to net income of $233.7 million, or $3.30 per diluted common share, for the second quarter of 2026.
The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗
EPS
$3.30
vs $2.78
Free cash flow
$255.1M
Share count
+0.7%
vs a year ago
Insider rating
Last 90 days
31Selling
1 insider sold $1.1M (not pre-planned)
50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.
Weekly insider trend
13 weeks agoBoughtSoldThis week
Filing buzz
Last 7 days vs normal
59/ 100
This week
2
Normal week
1.4
vs normal
1.4x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
■Steady+0.6%
Institutions added 0.6% to their holdings. 310 bought, 205 sold.
Shares held by institutions64.9M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+3.3%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
No debt reported
Shares outstandingLatest reported
67M
Earnings reports
Last 12
Next reportAround Jan 19, 2027 (est.)Estimated from the same quarter last year
Results filedOct 19
Results filedJul 20
Results filedApr 20
Results filedJan 20
Results filedOct 20, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.