The checklist Warren Buffett-style investors use. Annual numbers for 2025.
2/4Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.6.5%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$280.0M
MissShare count not growingNot diluting owners. Falling means buybacks.+51.2% in 3 years
Free cash flow
$280.0M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 2
EPS
$0.91
vs $0.57
Free cash flow
$77.7M
Share count
+0.9%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
40/ 100
This week
1
Normal week
1.4
vs normal
0.7x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+13.5%
Institutions added 13.5% to their holdings. 190 bought, 111 sold. 2 quarters of net buying in a row.
Shares held by institutions81.2M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+17.4%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
Total liabilities $23.7B
Shares outstandingLatest reported
96M
Why moderate risk
Share count growing 17.4% a year (dilution)
Earnings reports
Last 12
Next reportAround Jan 4, 2027 (est.)Estimated from the same quarter last year
Results filedOct 2
Results filedJul 21
Results filedJul 2
Results filedApr 21
Results filedApr 2
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days