WELLS FARGO & COMPANY/MN · Banks

WFC

Low riskNext report: Around Jan 13, 2027 (est.)

View price ↗

The short version

A profitable company with steady sales.

Going well

Profitable every year for 10 years
Buying back shares: share count down 16% in 3 years
Raised its dividend (2.1% yield)

Money moves

No insider buying or selling in the last 30 days
Institutions added 1% to their holdings in the quarter ending June 2026 (1245 bought, 1235 sold)
Held by Ray Dalio (Bridgewater)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$82.65+0.3% that day

Company value: $249.9B; Share price times all shares
Price vs profit (P/E): 12.0x; You pay about $12 for each $1 of yearly profit
Price vs sales: 2.9x; Company value is 2.9 times a year of sales
Dividend yield: 2.1%; Yearly dividend as a share of today's price
Cash vs value: 81%; A big cushion: cash is a large part of what the company is worth
Debt vs value: 70%; Debt as a share of company value

From WFC's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$22.6B+8.6% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $86.8B, up 6.2% from the 12 months before. Over 5 years, sales grew about 2.4% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of WFC. Starting points are the company's recent numbers.

Sales growth+6% a yearRecently: +6.2% a yearProfit margin26%Last 12 months: 26.0%P/E at the end12xToday: 12.0x. Many steady companies trade at 12x to 25xShare count change-5% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$116.2B

Profit in 5 years$30.2B

Price these guesses point to$154.88+87% vs $82.65 todayAbout +13% a year, before dividends

What today's price needs: with a 26% margin and a 12x P/E, sales could shrink about 6.5% a year for 5 years and still match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

3/6Mixed

MissReturn on equity 15%+Earns a lot on the money owners have in the business.11.8%
MissDebt under half of equityNot relying on borrowed money.0.96x equity
PassNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.25.5%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
MissFree cash flow positiveBrings in more cash than it spends to run and grow.-$19.0B
PassShare count not growingNot diluting owners. Falling means buybacks.-15.5% in 3 years

Revenue: $83.7B; +1.7% vs prior year
5-year growth: +2.4%/yr; revenue, per year
Total debt: $174.7B; 0.96x equity
Free cash flow: -$19.0B; -22.7% of revenue

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jun 30, 2026

Reported Oct 13

Revenue: $22.6B; +8.6% YoY
EPS: $2.00; vs $1.60
Free cash flow: $6.8B
Share count: -5.9%; vs a year ago

Insider rating

Last 90 days

No open-market insider buys or sells in the last 90 days.

Weekly insider trend

No trades to chart yet.

Filing buzz

Last 7 days vs normal

40/ 100

This week: 30
Normal week: 42.9
vs normal: 0.7x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Steady+1.0%

Institutions added 1.0% to their holdings. 1245 bought, 1235 sold.

Shares held by institutions2.34B

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

-6.2%

Cash runwayAt last year's cash burn

127 months

Debt to equityLatest balance sheet: debt compared with what owners have

1.0x · $182.1B debt

Shares outstandingLatest reported

3.0B

Why low risk

Debt above equity: 1.01x

Earnings reports

Last 4

Next reportAround Jan 13, 2027 (est.)Estimated from the same quarter last year

Results filedOct 13
Results filedJul 14
Results filedApr 14
Results filedJan 14

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

5%+ holder update (active)Sep 25 · View filing ↗Activist

Insider trades

Open-market buys and sells, last 90 days

No open-market buys or sells in 90 days. Grants and option exercises are left out.

"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.

Latest filings

Straight from SEC EDGAR

Source: SEC EDGAR filings. For informational purposes. Not investment advice.

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