VALLEY NATIONAL BANCORP · Banks

VLY

Low riskNext report: Around Jan 28, 2027 (est.)

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The short version

A profitable company. Institutions are adding.

Going well

Pays a 3.1% dividend yield
Profitable every year for 10 years
Brings in more cash than it spends

Money moves

No insider buying or selling in the last 30 days
Institutions added 3.9% to their holdings in the quarter ending June 2026 (239 bought, 184 sold)
Held by Ray Dalio (Bridgewater)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$14.05-0.1% that day

Company value: $7.8B; Share price times all shares
Price vs profit (P/E): 11.9x; You pay about $12 for each $1 of yearly profit
Dividend yield: 3.1%; Yearly dividend as a share of today's price
Cash vs value: 12%; Cash as a share of company value

From VLY's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Profit, Jun '26

$170.9M+28% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $693.6M, up 53% from the 12 months before.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

2/4Mixed

MissReturn on equity 15%+Earns a lot on the money owners have in the business.7.8%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$325.7M
MissShare count not growingNot diluting owners. Falling means buybacks.+15.6% in 3 years

Free cash flow: $325.7M

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jun 30, 2026

Reported Oct 22Before open7:11 am ET

From the press release

Strong revenue growth and disciplined expense management drove record quarterly net income for Valley and an efficiency ratio below 50 percent.
During the third quarter 2026, we recorded a provision for credit losses for loans of $30.7 million as compared to $29.2 million and $19.2 million for the second quarter 2026 and third quarter 2025, respectively.
During the third quarter 2026, we recorded $3.1 million of merger related expenses (primarily reported within professional and legal fees and other expense) related to our pending acquisitions of Providence Financial Corporation (Providence) and Bluevine Inc. (Bluevine).

The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗