Uxin Ltd · Business Services, NEC

UXIN

High riskNext report: Not enough history

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The short version

A company still losing money, with elevated risk. Insiders are buying.

Going well

Buying back shares: share count down 6.6% in 3 years

Watch out for

About 2 months of cash left at its current burn
Owes more than it owns (negative equity)
Losing money

Money moves

A top executive bought $144K of shares with their own money in the last 30 days

Facts from SEC filings, not a recommendation.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

1/6Weak

MissDebt under half of equityNot relying on borrowed money.Owes more than it owns
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.-8.1%
MissProfitable every yearSteady profits, not one good year.0 of 7 years
MissFree cash flow positiveBrings in more cash than it spends to run and grow.-$75.2M
PassShare count not growingNot diluting owners. Falling means buybacks.-6.6% in 3 years
MissGross margin 40%+Pricing power: sells for well above what it costs to make.6.7%

Revenue: $463.3M
5-year growth: +35.8%/yr; revenue, per year
Current ratio: 0.76x; short-term assets / bills due
Free cash flow: -$75.2M; -16.2% of revenue

From annual reports filed with the SEC. Not in this company's SEC data, so not scored: return on equity 15%+. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Mar 31, 2020

Revenue: $14.7M
Op. margin: -2104.9%
Gross margin: -6.6%
Free cash flow: -$58.1M

Insider rating

Last 90 days

80Strong buying

1 insider bought $144K
Top executive buying (Chief Executive Officer)
Kun Dai grew their stake 29.6%
New position opened

50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.

Weekly insider trend

13 weeks agoBoughtSoldThis week

Filing buzz

Last 7 days vs normal

75/ 100

This week: 4
Normal week: 1.3
vs normal: 3.0x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Steady

The share count changed with a stock split this quarter, so the change in holdings isn't comparable until next quarter.

Shares held by institutions4.3M

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

+303.3%

Cash runwayAt last year's cash burn

2 months

Debt to equityLatest balance sheet: debt compared with what owners have

Owes more than it owns

Shares outstandingLatest reported

62.8B

Why high risk

Losing money
About 2 months of cash left at its current burn
Share count growing 303.3% a year (dilution)
Owes more than it owns (negative equity)
Bills due within a year exceed short-term assets

Earnings reports

Last 0

Next reportNot enough history

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

No offerings, red flags or new big holders. Clean record.

Insider trades

Open-market buys and sells, last 90 days

Bought$144K1 insider

Sold$00 insiders

Insider	Trade	Shares	Avg price	Value	Owns after	Date
Kun DaiChief Executive Officer	Buy	3K	$0.88	$3K	126K	Oct 26Filing ↗
+2.5% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	6K	$0.85	$5K	123K	Oct 23Filing ↗
+5.1% of their holdings Held via Xin Gao Group Limited Also Director Filed 3 days after
Kun DaiChief Executive Officer	Buy	7K	$0.89	$6K	117K	Oct 22Filing ↗
+6.4% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	4K	$0.94	$4K	110K	Oct 21Filing ↗
+3.8% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	6K	$0.95	$5K	106K	Oct 20Filing ↗
+5.5% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	6K	$0.98	$6K	101K	Oct 19Filing ↗
+6.6% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	3K	$1.03	$3K	94K	Oct 16Filing ↗
+2.8% of their holdings Held via Xin Gao Group Limited Also Director Filed 3 days after
Kun DaiChief Executive Officer	Buy	4K	$1.04	$4K	92K	Oct 15Filing ↗
+4.7% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	5K	$1.09	$6K	88K	Oct 14Filing ↗
+6.6% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	19K	$1.14	$21K	82K	Oct 12Filing ↗
+29.6% of their holdings $1.13 to $1.15 across 2 trades Traded Oct 9 to Oct 12 Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	12K	$1.13	$13K	64K	Oct 8Filing ↗
+22.9% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	6K	$1.21	$7K	52K	Oct 7Filing ↗
+11.9% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	7K	$1.24	$9K	46K	Oct 6Filing ↗
+17.9% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	9K	$1.27	$11K	39K	Oct 5Filing ↗
+28.4% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	6K	$1.29	$7K	31K	Oct 2Filing ↗
+22.8% of their holdings Held via Xin Gao Group Limited Also Director Filed 3 days after
Kun DaiChief Executive Officer	Buy	9K	$1.42	$13K	25K	Oct 1Filing ↗
+56.7% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	7K	$1.34	$10K	16K	Sep 30Filing ↗
+88.2% of their holdings Held via Xin Gao Group Limited Also Director Filed 1 day after
Kun DaiChief Executive Officer	Buy	8K	$1.26	$11K	8K	Sep 29Filing ↗
New position, first shares owned Held via Xin Gao Group Limited Also Director Filed 1 day after