LendingTree, Inc. · Loan Brokers

TREE

Low riskNext report: In 1 days (est.)

View price ↗

The short version

A profitable company with growing sales. Institutions are adding.

Going well

Sales up 25% in the latest quarter vs a year ago
Profitable
Sales up 24% last year

Money moves

No insider buying or selling in the last 30 days
Institutions added 4% to their holdings in the quarter ending June 2026 (108 bought, 65 sold)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$26.25-2.2% that day

Company value: $369M; Share price times all shares
Price vs profit (P/E): 2.0x; You pay about $2 for each $1 of yearly profit
Price vs sales: 0.29x; Company value is 0.29 times a year of sales
Cash vs value: 30%; A big cushion: cash is a large part of what the company is worth
Debt vs value: 106%; Owes more than the whole company is worth

From TREE's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$313.4M+25% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $1.3B, up 25% from the 12 months before. Over 5 years, sales grew about 4.2% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of TREE. Starting points are the company's recent numbers.

Sales growth+25% a yearRecently: +25% a yearProfit margin14%Last 12 months: 14.3%P/E at the end8xToday: 2.0x. Many steady companies trade at 12x to 25xShare count change+3% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$3.9B

Profit in 5 years$542M

Price these guesses point to$266.32+915% vs $26.25 todayAbout +59% a year, before dividends

What today's price needs: with a 14% margin and a 8x P/E, sales could shrink about 21% a year for 5 years and still match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

3/6Mixed

PassReturn on equity 15%+Earns a lot on the money owners have in the business.76.3%
MissDebt under half of equityNot relying on borrowed money.1.37x equity
PassNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.13.5%
MissProfitable every yearSteady profits, not one good year.6 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$73.1M
MissShare count not growingNot diluting owners. Falling means buybacks.+9.9% in 3 years

Revenue: $1.1B; +24.1% vs prior year
5-year growth: +4.2%/yr; revenue, per year
Total debt: $391.6M; 1.37x equity
Free cash flow: $73.1M; 6.5% of revenue

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jun 30, 2026

Reported Jul 29

Revenue: $313.4M; +25.3% YoY
EPS: $0.68; vs $0.65
Op. margin: 7.0%; -1.4 pts
Gross margin: 28.3%; -5.7 pts
Free cash flow: $26.0M
Share count: +3.0%; vs a year ago

Insider rating

Last 90 days

No open-market insider buys or sells in the last 90 days.

Weekly insider trend

No trades to chart yet.

Filing buzz

Last 7 days vs normal

0/ 100

This week: 0
Normal week: 0.5
vs normal: 0.0x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Accumulating+4.0%

Institutions added 4.0% to their holdings. 108 bought, 65 sold.

Shares held by institutions11.4M

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

+2.7%

Cash runwayAt last year's cash burn

Cash flow positive

Debt to equityLatest balance sheet: debt compared with what owners have

1.2x · $390.3M debt

Shares outstandingLatest reported

14M

Earnings reports

Last 12

Next reportIn 1 days (est.)Estimated from the same quarter last year

Results filedJul 29
Results filedApr 30
Results filedMar 2
Results filedOct 30, 2025
Results filedJul 31, 2025

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

New 5%+ holder (passive)Aug 14 · View filing ↗Big holder New 5%+ holder (passive)Aug 14 · View filing ↗Big holder 5%+ holder update (passive)Aug 5 · View filing ↗Big holder

Insider trades

Open-market buys and sells, last 90 days

No open-market buys or sells in 90 days. Grants and option exercises are left out.

"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.

Latest filings

Straight from SEC EDGAR

Option exerciseScott PeyreeChief Executive Officer

4,000 shares

+3% of holdings
Now owns 126,983 shares
Filed 2 days after trade
Also: Shares withheld for taxes

Sep 30Form 4 ↗

New 5%+ holder (passive)Aug 14 · Form SCHEDULE 13G ↗New 5%+ holder (passive)Aug 14 · Form SCHEDULE 13G ↗5%+ holder update (passive)Aug 5 · Form SCHEDULE 13G/A ↗Quarterly reportJul 31 · Form 10-Q ↗Earnings resultsJul 29 · Form 8-K ↗Shareholder vote resultsJun 18 · Form 8-K ↗

Option exerciseGabriel DalportoDirector

5,000 shares

+37% of holdings
Now owns 18,478 shares
Filed 6 days after trade
Also: Stock award

Jun 11Form 4 ↗

Option exerciseThomas M Jr DavidsonDirector

5,000 shares

+38% of holdings
Now owns 18,139 shares
Filed 6 days after trade
Also: Stock award

Jun 11Form 4 ↗

Option exerciseMark A ErnstDirector

5,000 shares

+11% of holdings
Now owns 49,421 shares
Filed 6 days after trade
Also: Stock award

Jun 11Form 4 ↗

Option exerciseRobin HendersonDirector

5,000 shares

+41% of holdings
Now owns 17,231 shares
Filed 6 days after trade
Also: Stock award

Jun 11Form 4 ↗

Option exerciseSteven OzonianDirector

5,000 shares

+32% of holdings
Now owns 20,784 shares
Filed 6 days after trade
Also: Stock award

Jun 11Form 4 ↗

Insider tradeJun 17 · Form 4 ↗Insider tradeJun 17 · Form 4 ↗Insider tradeJun 17 · Form 4 ↗

Source: SEC EDGAR filings. For informational purposes. Not investment advice.

Report a problem with this page