Buying back shares: share count down 19% in 3 years
Money moves
No insider buying or selling in the last 30 days
Institutions added 0.4% to their holdings in the quarter ending June 2026 (141 bought, 126 sold)
Facts from SEC filings, not a recommendation.
What the price means
Price as of Oct 26
$50.79-0.1% that day
Company value
$2.1B
Share price times all shares
Price vs profit (P/E)
9.5x
You pay about $10 for each $1 of yearly profit
Price vs sales
14.7x
Company value is 14.7 times a year of sales
Cash vs value
4%
Cash as a share of company value
Debt vs value
9%
Debt as a share of company value
From TBBK's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.
The business over time
Last 12 quarters, from SEC filings
Profit, Jun '26
$60.7M+1.4% vs a year earlier
Sep '23Tap a barJun '26
Last 12 months: $231.9M, up 3.4% from the 12 months before.
What the price assumes
Your guesses, our math
Move the sliders to your own view of TBBK. Starting points are the company's recent numbers (it isn't profitable yet, so the margin starts at a 10% guess).
Sales in 5 years$180M
Profit in 5 years$18M
Price these guesses point to$5.71-89% vs $50.79 todayAbout -35% a year, before dividends
What today's price needs: with a 10% margin and a 10x P/E, sales would have to grow about 63% a year for 5 years just to match today's price.
Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.
The checklist Warren Buffett-style investors use. Annual numbers for 2025.
4/5Strong
PassReturn on equity 15%+Earns a lot on the money owners have in the business.30.8%
PassDebt under half of equityNot relying on borrowed money.0.28x equity
MissProfitable every yearSteady profits, not one good year.9 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$257.9M
PassShare count not growingNot diluting owners. Falling means buybacks.-18.9% in 3 years
Revenue
$141.1M
Total debt
$196.3M
0.28x equity
Free cash flow
$257.9M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Jul 30
EPS
$1.45
vs $1.27
Free cash flow
$34.4M
Share count
-11.4%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
0/ 100
This week
0
Normal week
0.7
vs normal
0.0x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
■Steady+0.4%
Institutions added 0.4% to their holdings. 141 bought, 126 sold.
Shares held by institutions41.3M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
-9.1%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
0.3x · $196.5M debt
Shares outstandingLatest reported
41M
Earnings reports
Last 12
Next reportIn 1 days (est.)Estimated from the same quarter last year
Results filedJul 30
Results filedApr 23
Results filedJan 29
Results filedOct 30, 2025
Results filedJul 24, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days