The checklist Warren Buffett-style investors use. Annual numbers for 2025.
2/2Mixed
PassReturn on equity 15%+Earns a lot on the money owners have in the business.26.3%
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$13.1M
Free cash flow
$13.1M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+, profitable every year, share count not growing. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 23Before open8:47 am ET
From the press release
Net income, as reported under U.S. generally accepted accounting principles (“GAAP”), for the quarter ended September 30, 2026 , was $5.46 million compared to $13.68 million for the same period in 2025, a 60.1% decrease.
Net income year-to-date for 2026 was $15.60 million compared to $17.30 million for the same period in 2025, a 9.9% decrease.
Basic and diluted earnings per share for the quarters ended September 30, 2026 and 2025 were $1.60 and $4.77 and $4.58 and $7.87 for the nine months ended September 30, 2026 and 2025, respectively.
The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗
EPS
$1.54
vs $0.98
Free cash flow
$6.0M
Share count
+83.2%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
67/ 100
This week
1
Normal week
0.5
vs normal
2.0x
SEC filings of any kind. 50 means a normal week.
Safety check
From SEC filings
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
0.1x · $7.4M debt
Shares outstandingLatest reported
3M
Earnings reports
Last 7
Next reportAround Feb 2, 2027 (est.)Estimated from the same quarter last year
Results filedOct 23
Results filedJul 17
Results filedApr 20
Results filedFeb 3
Results filedNov 7, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.