SOUTHERN MISSOURI BANCORP, INC. · Savings Institutions, Not Federally Chartered

SMBC

Low riskNext report: Around Jan 21, 2027 (est.)

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The short version

A profitable company. Institutions are adding.

Going well

Profitable every year for 10 years
Brings in more cash than it spends
Raised its dividend (1.3% yield)

Money moves

No insider buying or selling in the last 30 days
Institutions added 5.2% to their holdings in the quarter ending June 2026 (82 bought, 43 sold)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$72.22+0.5% that day

Company value: $795M; Share price times all shares
Price vs profit (P/E): 11.2x; You pay about $11 for each $1 of yearly profit
Dividend yield: 1.3%; Yearly dividend as a share of today's price
Cash vs value: 11%; Cash as a share of company value

From SMBC's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Profit, Jun '26 (worked out from yearly totals)

$20.3M+28% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $71.8M, up 23% from the 12 months before.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

2/3Mixed

MissReturn on equity 15%+Earns a lot on the money owners have in the business.10.9%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$75.3M

Free cash flow: $75.3M

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+, share count not growing. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jun 30, 2026

Reported Oct 21After close4:55 pm ET

From the press release

Preliminary net income was $1. 73 per fully diluted common share for the first quarter of fiscal 2027 , an increase of $0. 35, or 25.4%, as compared to $1. 38 per fully diluted common share reported for the same period of the prior fiscal year. .
As a percentage of average loans outstanding, the Company . 3. recorded net charge offs of 0.04% (annualized) during the current quarter, as compared to 0.36% for the same quarter of the prior fiscal year, and 0.40% during the linked quarter. .
The Company recorded a PCL of $3.0 million in the three-month period ended September 30, 2026, as compared to a PCL of $4.5 million in the same period of the prior fiscal year.

The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗