SELECTIVE INSURANCE GROUP INC · Property and casualty insurance

SIGI

Low riskNext report: Around Jan 28, 2027 (est.)

View price ↗

The short version

A profitable company with steady sales. Institutions are adding.

Going well

Profitable every year for 10 years
Brings in more cash than it spends
Raised its dividend (1.6% yield)

Money moves

Insiders sold $364K in the last 30 days
Institutions added 5% to their holdings in the quarter ending June 2026 (188 bought, 178 sold)
Held by Ray Dalio (Bridgewater)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$98.78+2.3% that day

Company value: $5.8B; Share price times all shares
Price vs profit (P/E): 11.9x; You pay about $12 for each $1 of yearly profit
Price vs sales: 1.1x; Company value is 1.1 times a year of sales
Dividend yield: 1.6%; Yearly dividend as a share of today's price
Cash vs value: 0%; Cash as a share of company value

From SIGI's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Sep '26

$1.3B-2.5% vs a year earlier

Dec '23Tap a barSep '26

Last 12 months: $5.4B, up 4.0% from the 12 months before. Over 5 years, sales grew about 13% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of SIGI. Starting points are the company's recent numbers.

Sales growth+4% a yearRecently: +4.0% a yearProfit margin9%Last 12 months: 9.4%P/E at the end12xToday: 11.9x. Many steady companies trade at 12x to 25xShare count change0% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$6.6B

Profit in 5 years$595M

Price these guesses point to$121.10+23% vs $98.78 todayAbout +4.2% a year, before dividends

What today's price needs: with a 9% margin and a 12x P/E, sales could shrink about 0.2% a year for 5 years and still match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

3/5Mixed

MissReturn on equity 15%+Earns a lot on the money owners have in the business.13.9%
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.8.7%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$1.2B
PassShare count not growingNot diluting owners. Falling means buybacks.+0.3% in 3 years

Revenue: $5.3B; +9.8% vs prior year
5-year growth: +12.8%/yr; revenue, per year
Free cash flow: $1.2B; 22.4% of revenue

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Sep 30, 2026

Reported Oct 22After close4:18 pm ET

Revenue: $1.3B; -2.5% YoY
EPS: $2.11; vs $1.85
Free cash flow: $347.0M
Share count: -1.9%; vs a year ago

Insider rating

Last 90 days

35Selling

1 insider sold $364K (not pre-planned)

50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.

Weekly insider trend

13 weeks agoBoughtSoldThis week

Filing buzz

Last 7 days vs normal

87/ 100

This week: 4
Normal week: 0.6
vs normal: 6.4x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Accumulating+5.0%

Institutions added 5.0% to their holdings. 188 bought, 178 sold.

Shares held by institutions53.1M

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

-0.9%

Cash runwayAt last year's cash burn

Cash flow positive

Debt to equityLatest balance sheet: debt compared with what owners have

Total liabilities $12.3B

Shares outstandingLatest reported

59M

Earnings reports

Last 12

Next reportAround Jan 28, 2027 (est.)Estimated from the same quarter last year

Results filedOct 22
Results filedJul 23
Results filedApr 22
Results filedJan 29
Results filedOct 22, 2025

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

5%+ holder update (passive)Aug 13 · View filing ↗Big holder

Insider trades

Open-market buys and sells, last 90 days

Bought$00 insiders

Sold$364K1 insider, 0 pre-planned

Insider	Trade	Shares	Avg price	Value	Owns after	Date
Cynthia S NicholsonDirector	Sell	4K	$98.71	$364K	17K	Oct 26Filing ↗
-17.4% of their holdings Not a pre-planned sale Filed same day

"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.

Latest filings

Straight from SEC EDGAR

Planned insider saleOct 26 · Form 144 ↗

SoldCynthia S NicholsonDirector

3,691 shares at $98.71 · $364K

-17% of holdings
Now owns 17,463 shares
Not a pre-planned sale
Filed same day

Oct 26Form 4 ↗

Quarterly reportOct 23 · Form 10-Q ↗Earnings resultsOct 22 · Form 8-K ↗New insiderOct 7 · Form 3 ↗New insiderSep 17 · Form 3 ↗Leadership changeSep 16 · Form 8-K ↗5%+ holder update (passive)Aug 13 · Form SCHEDULE 13G/A ↗

SoldMichael H LanzaEVP and General Counsel

17,100 shares at $94.04 · $1.6M

-51% of holdings
Now owns 16,565 shares
Not a pre-planned sale
Filed 1 day after trade
Also: Gift

Jul 28Form 4 ↗

Planned insider saleJul 28 · Form 144 ↗Quarterly reportJul 24 · Form 10-Q ↗Earnings resultsJul 23 · Form 8-K ↗Planned insider saleJun 15 · Form 144 ↗Leadership changeMay 14 · Form 8-K ↗5%+ holder update (passive)May 6 · Form SCHEDULE 13G/A ↗

Source: SEC EDGAR filings. For informational purposes. Not investment advice.

Report a problem with this page