Sezzle Inc. · Business Services, NEC

SEZL

Elevated riskNext report: Around Feb 1, 2027 (est.)

View price ↗

The short version

A profitable company with growing sales. Institutions are adding.

Going well

Sales up 52% in the latest quarter vs a year ago
Profitable
Sales up 66% last year

Money moves

No insider buying or selling in the last 30 days
Institutions added 10% to their holdings in the quarter ending June 2026 (211 bought, 103 sold)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$127.42-3.5% that day

Company value: $4.3B; Share price times all shares
Price vs profit (P/E): 27.9x; You pay about $28 for each $1 of yearly profit
Price vs sales: 8.1x; Company value is 8.1 times a year of sales
Cash vs value: 2%; Cash as a share of company value
Debt vs value: 3%; Debt as a share of company value

From SEZL's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$149.7M+52% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $531.9M, up 43% from the 12 months before. Over 5 years, sales grew about 50% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of SEZL. Starting points are the company's recent numbers.

Sales growth+30% a yearRecently: +43% a yearProfit margin5%Last 12 months: 5.3%P/E at the end28xToday: 27.9x. Many steady companies trade at 12x to 25xShare count change0% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$2.0B

Profit in 5 years$99M

Price these guesses point to$82.10-36% vs $127.42 todayAbout -8.4% a year, before dividends

What today's price needs: with a 5% margin and a 28x P/E, sales would have to grow about 42% a year for 5 years just to match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Word of mouth

Updated daily

People looking up the company, yesterday: 1.6x normal; 111 views vs about 70 on a usual day

Forum talk counts mentions of SEZL in popular online stock forums, a slice of the internet rather than all of it. Company lookups show interest in the company itself, which can come from news that isn't about the stock. Attention isn't quality.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

1/5Weak

MissReturn on equity 15%+Earns a lot on the money owners have in the business.0.1%
MissDebt under half of equityNot relying on borrowed money.0.82x equity
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.0.0%
MissProfitable every yearSteady profits, not one good year.3 of 6 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$209.3M

Revenue: $450.3M; +66.1% vs prior year
5-year growth: +50.3%/yr; revenue, per year
Total debt: $140.0M; 0.82x equity
Current ratio: 3.92x; short-term assets / bills due

From annual reports filed with the SEC. Not in this company's SEC data, so not scored: share count not growing, gross margin 40%+. A checklist is a starting point for research, not a verdict.