SCHWAB CHARLES CORP · Security Brokers, Dealers & Flotation Companies

SCHW

Low riskNext report: Around Jan 20, 2027 (est.)

View price ↗

The short version

A profitable company with growing sales.

Going well

Sales up 21% in the latest quarter vs a year ago
Profitable every year for 10 years
Sales up 22% last year

Money moves

Insiders sold $489K in the last 30 days, all through pre-planned sales
Institutions added 2.2% to their holdings in the quarter ending June 2026 (1037 bought, 1102 sold)
Held by Ray Dalio (Bridgewater)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$89.75-0.9% that day

Company value: $155.2B; Share price times all shares
Price vs profit (P/E): 16.3x; You pay about $16 for each $1 of yearly profit
Price vs sales: 6.0x; Company value is 6.0 times a year of sales
Dividend yield: 1.2%; Yearly dividend as a share of today's price
Cash vs value: 26%; Cash as a share of company value
Debt vs value: 14%; Debt as a share of company value

From SCHW's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$7.1B+21% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $26.0B, up 20% from the 12 months before. Over 5 years, sales grew about 15% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of SCHW. Starting points are the company's recent numbers.

Sales growth+20% a yearRecently: +20% a yearProfit margin5%Last 12 months: 4.8%P/E at the end16xToday: 16.3x. Many steady companies trade at 12x to 25xShare count change-1% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$64.8B

Profit in 5 years$3.2B

Price these guesses point to$31.50-65% vs $89.75 todayAbout -19% a year, before dividends

What today's price needs: with a 5% margin and a 16x P/E, sales would have to grow about 48% a year for 5 years just to match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

4/6Mixed

MissReturn on equity 15%+Earns a lot on the money owners have in the business.0.0%
PassDebt under half of equityNot relying on borrowed money.0.45x equity
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.0.0%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$8.8B
PassShare count not growingNot diluting owners. Falling means buybacks.-4.5% in 3 years

Revenue: $23.9B; +22.0% vs prior year
5-year growth: +15.4%/yr; revenue, per year
Total debt: $22.2B; 0.45x equity
Free cash flow: $8.8B; 36.6% of revenue

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Sep 30, 2026

Reported Oct 15After close4:18 pm ET

Revenue: $7.2B; +16.9% YoY
EPS: $1.62; vs $1.26

From the press release, checked against last year's SEC filing. Cash flow and share count update with the 10-Q.

Insider rating

Last 90 days

46Mixed

Pre-planned sales of $489K (weaker signal)

50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.

Weekly insider trend

13 weeks agoBoughtSoldThis week

Filing buzz

Last 7 days vs normal

0/ 100

This week: 0
Normal week: 5.4
vs normal: 0.0x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Steady+2.2%

Institutions added 2.2% to their holdings. 1037 bought, 1102 sold.

Shares held by institutions1.44B

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

-1.5%

Cash runwayAt last year's cash burn

Cash flow positive

Debt to equityLatest balance sheet: debt compared with what owners have

0.5x · $22.7B debt

Shares outstandingLatest reported

1.7B

Earnings reports

Last 12

Next reportAround Jan 20, 2027 (est.)Estimated from the same quarter last year

Results filedOct 15
Results filedJul 21
Results filedApr 16
Results filedJan 21
Results filedOct 16, 2025

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

Offering prospectusAug 12 · View filing ↗Offering Offering prospectusAug 10 · View filing ↗Offering Offering prospectusJun 26 · View filing ↗Offering Offering prospectusJun 25 · View filing ↗Offering Offering prospectusMay 20 · View filing ↗Offering Offering prospectusMay 18 · View filing ↗Offering

Insider trades

Open-market buys and sells, last 90 days

Bought$00 insiders

Sold$489K1 insider, 1 pre-planned

Insider	Trade	Shares	Avg price	Value	Owns after	Date
Neesha HathiMD, Head Wealth Adv, Bnk, Tst	Sell	5K	$97.80	$489K	6K	Oct 1Filing ↗
-46.4% of their holdings Held via Trust Pre-planned sale (10b5-1) Filed 4 days after