The checklist Warren Buffett-style investors use. Annual numbers for 2025.
3/4Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.11.8%
PassDebt under half of equityNot relying on borrowed money.0.35x equity
PassProfitable every yearSteady profits, not one good year.5 of 5 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$642.9M
Total debt
$2.5B
0.35x equity
Free cash flow
$642.9M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: net margin 10%+, share count not growing. A checklist is a starting point for research, not a verdict.
Latest quarter
New results, as stated in the press release
Reported Oct 21During market3:09 pm ET
EPS
$2.40
vs $2.19
Revenue and EPS as the company states them. Margins, cash flow and share count fill in with the 10-Q.
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
39/ 100
This week
1
Normal week
1.7
vs normal
0.6x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+5.9%
Institutions added 5.9% to their holdings. 382 bought, 284 sold. 3 quarters of net buying in a row.
Shares held by institutions133.0M
Sep '24Jun '26
Safety check
From SEC filings
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
0.2x · $2.5B debt
Shares outstandingLatest reported
151M
Earnings reports
Last 4
Next reportAround Jan 20, 2027 (est.)Estimated from the same quarter last year
Results filedOct 21
Results filedJul 22
Results filedApr 22
Results filedJan 21
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days