CPI Card Group Inc. · Commercial Printing

PMTS

Low riskNext report: In 6 days (est.)

View price ↗

The short version

A profitable company with growing sales. Institutions are adding.

Going well

Sales up 15% in the latest quarter vs a year ago
Profitable
Sales up 13% last year

Money moves

No insider buying or selling in the last 30 days
Institutions added 12% to their holdings in the quarter ending June 2026 (45 bought, 24 sold)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$26.24-2.1% that day

Company value: $303M; Share price times all shares
Price vs profit (P/E): 23.0x; You pay about $23 for each $1 of yearly profit
Price vs sales: 0.52x; Company value is 0.52 times a year of sales
Cash vs value: 7%; Cash as a share of company value
Debt vs value: 95%; Debt as a share of company value

From PMTS's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$149.2M+15% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $587.3M, up 17% from the 12 months before. Over 5 years, sales grew about 12% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of PMTS. Starting points are the company's recent numbers.

Sales growth+17% a yearRecently: +17% a yearProfit margin2%Last 12 months: 2.3%P/E at the end23xToday: 23.0x. Many steady companies trade at 12x to 25xShare count change+1% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$1.3B

Profit in 5 years$26M

Price these guesses point to$48.88+86% vs $26.24 todayAbout +13% a year, before dividends

What today's price needs: with a 2% margin and a 23x P/E, sales would have to grow about 3.3% a year for 5 years just to match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

1/6Weak

MissDebt under half of equityNot relying on borrowed money.Owes more than it owns
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.2.8%
MissProfitable every yearSteady profits, not one good year.7 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$41.3M
MissShare count not growingNot diluting owners. Falling means buybacks.+1.5% in 3 years
MissGross margin 40%+Pricing power: sells for well above what it costs to make.31.3%

Revenue: $543.5M; +13.1% vs prior year
5-year growth: +11.7%/yr; revenue, per year
Total debt: $286.7M
Current ratio: 2.44x; short-term assets / bills due

From annual reports filed with the SEC. Not in this company's SEC data, so not scored: return on equity 15%+. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jun 30, 2026

Reported Aug 6

Revenue: $149.2M; +15.0% YoY
EPS: $0.17; vs $0.04
Op. margin: 8.0%; +0.7 pts
Gross margin: 32.5%; +1.6 pts
Free cash flow: $25.9M
Share count: +0.9%; vs a year ago

Insider rating

Last 90 days

No open-market insider buys or sells in the last 90 days.

Weekly insider trend

No trades to chart yet.

Filing buzz

Last 7 days vs normal

0/ 100

This week: 0
Normal week: 2.4
vs normal: 0.0x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Accumulating+11.8%

Institutions added 11.8% to their holdings. 45 bought, 24 sold.

Shares held by institutions3.1M

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

+0.3%

Cash runwayAt last year's cash burn

Cash flow positive

Debt to equityLatest balance sheet: debt compared with what owners have

Owes more than it owns

Shares outstandingLatest reported

12M

Earnings reports

Last 12

Next reportIn 6 days (est.)Estimated from the same quarter last year

Results filedAug 6
Results filedMay 5
Results filedMar 5
Results filedNov 4, 2025
Results filedAug 8, 2025

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

5%+ holder update (active)Sep 15 · View filing ↗Activist

Insider trades

Open-market buys and sells, last 90 days

No open-market buys or sells in 90 days. Grants and option exercises are left out.

"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.

Latest filings

Straight from SEC EDGAR

5%+ holder update (active)Sep 15 · Form SCHEDULE 13D/A ↗Other company newsSep 14 · Form 8-K ↗

BoughtMarc SheinbaumDirector

4,651 shares at $21.50 · $100K

+21% of holdings
Now owns 26,500 shares
Filed same day

Sep 14Form 4 ↗

BoughtNicholas PetersDirector

11,628 shares at $21.50 · $250K

New position
Now owns 11,628 shares
Held by Spouse
Filed same day

Sep 14Form 4 ↗

BoughtRavi MallelaDirector

1,000 shares at $21.50 · $22K

+9% of holdings
Now owns 12,471 shares
Filed same day

Sep 14Form 4 ↗

BoughtH Sanford RileyDirector

13,953 shares at $21.50 · $300K

+5% of holdings
Now owns 277,232 shares
Filed same day

Sep 14Form 4 ↗

BoughtTricor PMT25 Holdings Inc.10% owner

525,000 shares at $21.50 · $11.3M

+24% of holdings
Now owns 2,701,056 shares
Filed same day
Joint filing with 1 other

Sep 14Form 4 ↗

SoldEquity, Ulc Parallel4910% owner

2,687,921 shares at $20.43 · $54.9M

-100% of holdings
Owns no shares after
Not a pre-planned sale
Filed same day
Joint filing with 2 others

Sep 14Form 4 ↗

Offering prospectusSep 11 · Form 424B7 ↗Offering prospectusSep 10 · Form 424B7 ↗Insider tradeSep 1 · Form 4 ↗Insider tradeSep 1 · Form 4 ↗Insider tradeSep 1 · Form 4 ↗Insider tradeSep 1 · Form 4 ↗Insider tradeSep 1 · Form 4 ↗

Source: SEC EDGAR filings. For informational purposes. Not investment advice.

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