The checklist Warren Buffett-style investors use. Annual numbers for 2025.
1/3Weak
PassDebt under half of equityNot relying on borrowed money.No debt reported
MissProfitable every yearSteady profits, not one good year.4 of 7 years
MissShare count not growingNot diluting owners. Falling means buybacks.+18.1% in 3 years
Total debt
None
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: return on equity 15%+, net margin 10%+, free cash flow positive. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
EPS
-$3.61
vs $4.09
Share count
+1457.1%
vs a year ago
Some values are worked out from year-to-date totals in the annual report.
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
0/ 100
This week
0
Normal week
0.2
vs normal
0.0x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▼Distributing-20.8%
Institutions cut 20.8% from their holdings. 17 bought, 31 sold. 2 quarters of net selling in a row.
Shares held by institutions1.8M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+170.6%
Debt to equityLatest balance sheet: debt compared with what owners have
No debt reported
Shares outstandingLatest reported
11M
Why elevated risk
Losing money, losses are large next to sales
Share count growing 170.6% a year (dilution)
Earnings reports
Last 0
Next reportNot enough history
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.