← BackPaymentus Holdings, Inc. · Business Services, NECPAY
Low riskNext report: Due any day
The short versionA profitable company with growing sales. Institutions are adding.
Going well
- Sales up 29% in the latest quarter vs a year ago
- Profitable
- Sales up 37% last year
Money moves
- No insider buying or selling in the last 30 days
- Institutions added 3.9% to their holdings in the quarter ending June 2026 (113 bought, 95 sold)
Facts from SEC filings, not a recommendation.
What the price means
Price as of Oct 26
$32.49-2.5% that day
- Company value
- $4.2B
- Share price times all shares
- Price vs profit (P/E)
- 49.2x
- You pay about $49 for each $1 of yearly profit
- Price vs sales
- 3.1x
- Company value is 3.1 times a year of sales
- Cash vs value
- 9%
- Cash as a share of company value
From PAY's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.
The business over time
Last 12 quarters, from SEC filings
Sales, Jun '26$360.7M+29% vs a year earlier
Sep '23Tap a barJun '26
Last 12 months: $1.4B, up 30% from the 12 months before. Over 5 years, sales grew about 32% a year.
Business quality
The checklist Warren Buffett-style investors use. Annual numbers for 2025.- MissReturn on equity 15%+Earns a lot on the money owners have in the business.12.8%
- PassDebt under half of equityNot relying on borrowed money.No debt reported
- MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.5.6%
- MissProfitable every yearSteady profits, not one good year.6 of 7 years
- PassFree cash flow positiveBrings in more cash than it spends to run and grow.$161.8M
- MissShare count not growingNot diluting owners. Falling means buybacks.+5.7% in 3 years
- MissGross margin 40%+Pricing power: sells for well above what it costs to make.24.8%
- Revenue
- $1.2B
- +37.3% vs prior year
- 5-year growth
- +31.7%/yr
- revenue, per year
- Total debt
- None
- 0.00x equity
- Current ratio
- 4.46x
- short-term assets / bills due
From annual reports filed with the SEC. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026- Revenue
- $360.7M
- +28.8% YoY
- EPS
- $0.20
- vs $0.11
- Op. margin
- 9.0%
- +3.3 pts
- Gross margin
- 26.1%
- +0.6 pts
- Free cash flow
- $48.7M
- Share count
- 0.0%
- vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trendNo trades to chart yet.
Filing buzz
Last 7 days vs normal
0/ 100
- This week
- 0
- Normal week
- 2.3
- vs normal
- 0.0x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+3.9%Institutions added 3.9% to their holdings. 113 bought, 95 sold.
Shares held by institutions56.6M
Sep '24Jun '26
Share count growthYearly rate, last 3 years
+1.3%Cash runwayAt last year's cash burn
Cash flow positiveDebt to equityLatest balance sheet: debt compared with what owners have
No debt reportedShares outstandingLatest reported
129MNext reportDue any dayEstimated from the same quarter last year
- Results filedMay 4
- Results filedFeb 23
- Results filedNov 3, 2025
- Results filedAug 4, 2025
- Results filedMay 5, 2025
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.
Latest filings
Straight from SEC EDGAR
Other transferRobert PalumboDirector, 10% owner
94,546 shares
- Owns no shares after
- Held Accel-KKR Growth Capital Partners III, LP
- Filed 2 days after trade
Other transferAccel-KKR Holdings GP, LLCDirector, 10% owner
94,546 shares
- Owns no shares after
- Held Accel-KKR Growth Capital Partners III, LP
- Filed 2 days after trade
- Joint filing with 7 others
Other transferGregory Hyde WilliamsDirector
22,558 shares
- +14% of holdings
- Now owns 188,384 shares
- Filed 2 days after trade
Other transferThomas Barnds10% owner
94,546 shares
- Owns no shares after
- Held Accel-KKR Growth Capital Partners III, LP
- Filed 2 days after trade
Other transferJason KleinDirector
546 shares
- +57% of holdings
- Now owns 1,496 shares
- Held See footnote
- Filed 2 days after trade
Other transferThomas Barnds10% owner
40,518 shares
- Owns no shares after
- Held Accel-KKR Growth Capital Partners II, LP
- 2 transactions
- Filed 2 days after trade