ONITY GROUP INC. · Mortgage Bankers & Loan Correspondents

ONIT

Low riskNext report: Around Nov 5 (est.)

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The short version

A profitable company with growing sales. Institutions are adding.

Going well

Sales up 15% in the latest quarter vs a year ago
Profitable, keeps 18% of sales as profit
Buying back shares: share count down 4.0% in 3 years

Money moves

No insider buying or selling in the last 30 days
Institutions added 2.2% to their holdings in the quarter ending June 2026 (63 bought, 46 sold)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$25.90+0.8% that day

Company value: $216M; Share price times all shares
Price vs profit (P/E): 1.6x; You pay about $2 for each $1 of yearly profit
Price vs sales: 0.19x; Company value is 0.19 times a year of sales
Cash vs value: 91%; A big cushion: cash is a large part of what the company is worth
Debt vs value: 226%; Owes more than the whole company is worth

From ONIT's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$282.9M+15% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $1.1B, up 16% from the 12 months before. Over 5 years, sales grew about 2.1% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of ONIT. Starting points are the company's recent numbers.

Sales growth+16% a yearRecently: +16% a yearProfit margin12%Last 12 months: 12.3%P/E at the end8xToday: 1.6x. Many steady companies trade at 12x to 25xShare count change-1% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$2.4B

Profit in 5 years$289M

Price these guesses point to$291.22+1024% vs $25.90 todayAbout +62% a year, before dividends

What today's price needs: with a 12% margin and a 8x P/E, sales could shrink about 29% a year for 5 years and still match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

3/6Mixed

PassReturn on equity 15%+Earns a lot on the money owners have in the business.35.4%
MissDebt under half of equityNot relying on borrowed money.0.78x equity
PassNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.17.8%
MissProfitable every yearSteady profits, not one good year.4 of 10 years
MissFree cash flow positiveBrings in more cash than it spends to run and grow.-$750.9M
PassShare count not growingNot diluting owners. Falling means buybacks.-4.0% in 3 years

Revenue: $1.1B; +9.3% vs prior year
5-year growth: +2.1%/yr; revenue, per year
Total debt: $489.6M; 0.78x equity
Free cash flow: -$750.9M; -70.4% of revenue

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. A checklist is a starting point for research, not a verdict.