The checklist Warren Buffett-style investors use. Annual numbers for 2025.
2/2Mixed
PassReturn on equity 15%+Earns a lot on the money owners have in the business.16.2%
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$41.5M
Free cash flow
$41.5M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+, profitable every year, share count not growing. A checklist is a starting point for research, not a verdict.
Latest quarter
New results, as stated in the press release
Reported Oct 20After close5:00 pm ET
EPS
$0.39
Revenue and EPS as the company states them. Margins, cash flow and share count fill in with the 10-Q.
Insider rating
Last 90 days
92Strong buying
3 insiders bought $1.8M
Cluster buy: 3 insiders within 4 days
Top executive buying (CHAIRMAN & CEO)
New position opened
50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.
Weekly insider trend
13 weeks agoBoughtSoldThis week
Filing buzz
Last 7 days vs normal
38/ 100
This week
1
Normal week
1.6
vs normal
0.6x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
■Steady-1.1%
Institutions cut 1.1% from their holdings. 65 bought, 55 sold.
Shares held by institutions22.1M
Sep '24Jun '26
Safety check
From SEC filings
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
Total liabilities $6.9B
Shares outstandingLatest reported
35M
Earnings reports
Last 6
Next reportAround Jan 19, 2027 (est.)Estimated from the same quarter last year
Results filedOct 20
Results filedApr 21
Results filedJan 20
Results filedOct 21, 2025
Results filedJul 22, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days