The checklist Warren Buffett-style investors use. Annual numbers for 2025.
2/4Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.-19.5%
MissProfitable every yearSteady profits, not one good year.9 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$120.3M
PassShare count not growingNot diluting owners. Falling means buybacks.-2.5% in 3 years
Free cash flow
$120.3M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
New results, as stated in the press release
Reported Oct 22After close4:05 pm ET
EPS
$0.95
Revenue and EPS as the company states them. Margins, cash flow and share count fill in with the 10-Q.
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
38/ 100
This week
1
Normal week
1.7
vs normal
0.6x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+3.9%
Institutions added 3.9% to their holdings. 76 bought, 56 sold. 2 quarters of net buying in a row.
Shares held by institutions14.6M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
-1.6%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
Total liabilities $6.1B
Shares outstandingLatest reported
21M
Why moderate risk
Losing money, losses are large next to sales
1 offering filing in 6 months (may sell new shares)
Earnings reports
Last 12
Next reportAround Jan 21, 2027 (est.)Estimated from the same quarter last year
Results filedOct 22
Results filedJul 23
Results filedApr 23
Results filedJan 22
Results filedOct 30, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days