The checklist Warren Buffett-style investors use. Annual numbers for 2025.
0/5Weak
MissReturn on equity 15%+Earns a lot on the money owners have in the business.-27.4%
MissDebt under half of equityNot relying on borrowed money.1288.72x equity
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.-52.8%
MissProfitable every yearSteady profits, not one good year.2 of 8 years
MissFree cash flow positiveBrings in more cash than it spends to run and grow.-$3.5M
Revenue
$9.4M
5-year growth
-1.7%/yr
revenue, per year
Total debt
$33.0B
1288.72x equity
Free cash flow
-$3.5M
-37.6% of revenue
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: share count not growing. A checklist is a starting point for research, not a verdict.
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
0/ 100
This week
0
Normal week
1.2
vs normal
0.0x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
■Steady
The share count changed with a stock split this quarter, so the change in holdings isn't comparable until next quarter.
Shares held by institutions249K
Sep '24Jun '26
Safety check
From SEC filings
Cash runwayAt last year's cash burn
69 months
Debt to equityLatest balance sheet: debt compared with what owners have
0.7x · $18.0M debt
Shares outstandingLatest reported
6M
Why moderate risk
Losing money, losses are large next to sales
Revenue down 293% from the year before
Earnings reports
Last 0
Next reportNot enough history
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.