The checklist Warren Buffett-style investors use. Annual numbers for 2025.
5/5Strong
PassReturn on equity 15%+Earns a lot on the money owners have in the business.15.2%
PassDebt under half of equityNot relying on borrowed money.0.00x equity
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$10.1M
PassShare count not growingNot diluting owners. Falling means buybacks.+0.4% in 3 years
Total debt
None
0.00x equity
Free cash flow
$10.1M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 22During market10:16 am ET
From the press release
Earnings per share, basic and diluted, increased 39.0%, to $0.57, for the three months ended September 30, 2026, compared to $0.41 for the three months ended September 30, 2025.
Net income was $8.2 million for the nine months ended September 30, 2026, an increase of 37.4% compared to net income of $6.0 million for the nine months ended September 30, 2025.
Earnings per share, basic and diluted, increased 37.0%, to $1.63, for the nine months ended September 30, 2026, compared to $1.19 for the nine months ended September 30, 2025. .
The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗
Revenue
$8.8M
+15.0% YoY
EPS
$0.50
vs $0.38
Free cash flow
$3.2M
Share count
+0.4%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
67/ 100
This week
1
Normal week
0.5
vs normal
2.0x
SEC filings of any kind. 50 means a normal week.
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+0.1%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
No debt reported
Shares outstandingLatest reported
5M
Earnings reports
Last 12
Next reportAround Jan 28, 2027 (est.)Estimated from the same quarter last year
Results filedOct 22
Results filedJul 22
Results filedApr 22
Results filedJan 29
Results filedOct 22, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.