The checklist Warren Buffett-style investors use. Annual numbers for 2025.
3/4Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.8.6%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$23.3M
PassShare count not growingNot diluting owners. Falling means buybacks.-3.4% in 3 years
Free cash flow
$23.3M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Jul 23
EPS
$0.69
vs $0.68
Free cash flow
$7.3M
Share count
-0.8%
vs a year ago
Insider rating
Last 90 days
50Mixed
1 insider bought $300
50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.
Weekly insider trend
13 weeks agoBoughtSoldThis week
Filing buzz
Last 7 days vs normal
0/ 100
This week
0
Normal week
1.9
vs normal
0.0x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+55.3%
Institutions added 55.3% to their holdings. 43 bought, 15 sold. 5 quarters of net buying in a row.
Shares held by institutions1.6M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+0.6%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
Total liabilities $2.0B
Shares outstandingLatest reported
8M
Earnings reports
Last 12
Next reportDue any dayEstimated from the same quarter last year
Results filedJul 23
Results filedApr 23
Results filedFeb 5
Results filedOct 27, 2025
Results filedJul 24, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days