International Money Express, Inc. · Business Services, NEC

IMXI

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The short version

A profitable company with shrinking sales.

Going well

Profitable
Brings in more cash than it spends
Buying back shares: share count down 22% in 3 years

Watch out for

Sales down 19% in the latest quarter vs a year ago

Money moves

No insider buying or selling in the last 30 days
Institutions added 11% to their holdings in the quarter ending June 2026 (74 bought, 83 sold)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$9.15-1.4% that day

Company value: $276M; Share price times all shares
Price vs profit (P/E): 14.8x; You pay about $15 for each $1 of yearly profit
Price vs sales: 0.50x; Company value is 0.50 times a year of sales
Cash vs value: 54%; A big cushion: cash is a large part of what the company is worth
Debt vs value: 70%; Debt as a share of company value

From IMXI's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$131.2M-19% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $555.4M, down 14% from the 12 months before. Over 5 years, sales grew about 11% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of IMXI. Starting points are the company's recent numbers.

Sales growth-10% a yearRecently: -14% a yearProfit margin3%Last 12 months: 3.4%P/E at the end15xToday: 14.8x. Many steady companies trade at 12x to 25xShare count change-5% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$328M

Profit in 5 years$10M

Price these guesses point to$6.31-31% vs $9.15 todayAbout -7.2% a year, before dividends

What today's price needs: with a 3% margin and a 15x P/E, sales could shrink about 3.1% a year for 5 years and still match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

3/6Mixed

PassReturn on equity 15%+Earns a lot on the money owners have in the business.22.1%
MissDebt under half of equityNot relying on borrowed money.1.21x equity
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.5.4%
MissProfitable every yearSteady profits, not one good year.7 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$15.8M
PassShare count not growingNot diluting owners. Falling means buybacks.-21.9% in 3 years

Revenue: $607.8M; -7.7% vs prior year
5-year growth: +11.2%/yr; revenue, per year
Total debt: $194.8M; 1.21x equity
Current ratio: 2.51x; short-term assets / bills due

From annual reports filed with the SEC. Not in this company's SEC data, so not scored: gross margin 40%+. A checklist is a starting point for research, not a verdict.