International General Insurance Holdings Ltd. · Insurance Carriers, NEC

IGIC

Low riskNext report: Not enough history

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The short version

A high-quality, profitable business with steady sales.

Going well

Raised its dividend (4.2% yield)
Profitable every year for 9 years
Brings in more cash than it spends

Money moves

No insider buying or selling in the last 30 days

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$24.67-0.5% that day

Company value: $1.1B; Share price times all shares
Price vs profit (P/E): 8.3x; You pay about $8 for each $1 of yearly profit
Price vs sales: 2.0x; Company value is 2.0 times a year of sales
Dividend yield: 4.2%; Yearly dividend as a share of today's price
Cash vs value: 18%; Cash as a share of company value

From IGIC's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

What the price assumes

Your guesses, our math

Move the sliders to your own view of IGIC. Starting points are the company's recent numbers.

Sales growth+5% a yearRecent growth not reportedProfit margin25%Last 12 months: 24.6%P/E at the end8xToday: 8.3x. Many steady companies trade at 12x to 25xShare count change-1% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$660M

Profit in 5 years$165M

Price these guesses point to$32.38+31% vs $24.67 todayAbout +5.6% a year, before dividends

What today's price needs: with a 25% margin and a 8x P/E, sales could shrink about 0.6% a year for 5 years and still match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

5/5Strong

PassReturn on equity 15%+Earns a lot on the money owners have in the business.18.6%
PassNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.24.6%
PassProfitable every yearSteady profits, not one good year.9 of 9 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$108.1M
PassShare count not growingNot diluting owners. Falling means buybacks.-4.4% in 3 years

Revenue: $516.9M; -4.1% vs prior year
Free cash flow: $108.1M; 20.9% of revenue

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity. A checklist is a starting point for research, not a verdict.