The checklist Warren Buffett-style investors use. Annual numbers for 2025.
3/4Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.11.6%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$65.1M
PassShare count not growingNot diluting owners. Falling means buybacks.-4.2% in 3 years
Free cash flow
$65.1M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Apr 24
EPS
$1.49
vs $1.05
Free cash flow
$21.7M
Share count
-1.8%
vs a year ago
Insider rating
Last 90 days
55Mixed
1 insider bought $47K
New position opened
1 insider sold $47K (not pre-planned)
50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.
Weekly insider trend
13 weeks agoBoughtSoldThis week
Filing buzz
Last 7 days vs normal
0/ 100
This week
0
Normal week
0.6
vs normal
0.0x
SEC filings of any kind. 50 means a normal week.
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
-1.7%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
Total liabilities $4.2B
Shares outstandingLatest reported
17M
Why elevated risk
Auditor change
Late annual report notice
Late quarterly report notice
Earnings reports
Last 12
Next reportDue any dayEstimated from the same quarter last year
Results filedApr 24
Results filedApr 21, 2025
Results filedApr 16, 2024
Results filedApr 17, 2023
Results filedApr 18, 2022
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days