Institutions added 1.5% to their holdings in the quarter ending June 2026 (557 bought, 475 sold)
Facts from SEC filings, not a recommendation.
What the price means
Price as of Oct 26
$15.74+0.1% that day
Company value
$31.9B
Share price times all shares
Price vs profit (P/E)
12.1x
You pay about $12 for each $1 of yearly profit
Price vs sales
19.0x
Company value is 19.0 times a year of sales
Dividend yield
3.9%
Yearly dividend as a share of today's price
Cash vs value
60%
A big cushion: cash is a large part of what the company is worth
Debt vs value
54%
Debt as a share of company value
From HBAN's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.
The business over time
Last 12 quarters, from SEC filings
Sales, Mar '26
$472.0M+34% vs a year earlier
Jun '23Tap a barMar '26
Last 12 months: $1.7B, up 13% from the 12 months before.
What the price assumes
Your guesses, our math
Move the sliders to your own view of HBAN. Starting points are the company's recent numbers (it isn't profitable yet, so the margin starts at a 10% guess).
Sales in 5 years$3.1B
Profit in 5 years$310M
Price these guesses point to$1.75-89% vs $15.74 todayAbout -36% a year, before dividends
What today's price needs: with a 10% margin and a 12x P/E, sales would have to grow about 75% a year for 5 years just to match today's price.
Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.
The checklist Warren Buffett-style investors use. Annual numbers for 2025.
2/5Weak
MissReturn on equity 15%+Earns a lot on the money owners have in the business.10.0%
MissDebt under half of equityNot relying on borrowed money.0.71x equity
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$2.2B
MissShare count not growingNot diluting owners. Falling means buybacks.+2.7% in 3 years
Revenue
$1.6B
Total debt
$17.2B
0.71x equity
Free cash flow
$2.2B
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Mar 31, 2026
Reported Oct 22Before open6:19 am ET
From the press release
These amounts are recorded in other noninterest expense. 2 .
NM - Not Meaningful . (1) In the third quarter of 2026, we reclassified insurance income and leasing revenue into other noninterest income.
The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗
Revenue
$472.0M
+34.5% YoY
EPS
$0.25
vs $0.34
Free cash flow
$400.0M
Share count
+28.3%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
39/ 100
This week
2
Normal week
3.3
vs normal
0.6x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
■Steady+1.5%
Institutions added 1.5% to their holdings. 557 bought, 475 sold. 5 quarters of net buying in a row.
Shares held by institutions1.76B
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+12.0%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
0.7x · $21.6B debt
Shares outstandingLatest reported
2.0B
Why moderate risk
Share count growing 12% a year (dilution)
Earnings reports
Last 12
Next reportAround Jan 21, 2027 (est.)Estimated from the same quarter last year
Results filedOct 22
Results filedJul 23
Results filedApr 23
Results filedJan 22
Results filedOct 20, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.