Guidewire Software, Inc. · Software

GWRE

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The short version

A profitable company with growing sales.

Going well

Sales up 15% in the latest quarter vs a year ago
Profitable
Sales up 23% last year

Money moves

Insiders sold $3.9M in the last 30 days, all through pre-planned sales
Institutions cut 0.7% from their holdings in the quarter ending June 2026 (241 bought, 352 sold)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$183.90-2.7% that day

Company value: $15.1B; Share price times all shares
Price vs profit (P/E): 113.5x; You pay about $114 for each $1 of yearly profit
Price vs sales: 10.2x; Company value is 10.2 times a year of sales
Cash vs value: 2%; Cash as a share of company value

From GWRE's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jul '26 (worked out from yearly totals)

$411.1M+15% vs a year earlier

Oct '23Tap a barJul '26

Last 12 months: $1.5B, up 23% from the 12 months before. Over 5 years, sales grew about 10% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of GWRE. Starting points are the company's recent numbers.

Sales growth+23% a yearRecently: +23% a yearProfit margin9%Last 12 months: 9.4%P/E at the end40xToday: 113.5x. Many steady companies trade at 12x to 25xShare count change+1% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$4.2B

Profit in 5 years$374M

Price these guesses point to$173.52-5.6% vs $183.90 todayAbout -1.2% a year, before dividends

What today's price needs: with a 9% margin and a 40x P/E, sales would have to grow about 24% a year for 5 years just to match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

3/7Mixed

MissReturn on equity 15%+Earns a lot on the money owners have in the business.5.0%
PassDebt under half of equityNot relying on borrowed money.No debt reported
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.5.8%
MissProfitable every yearSteady profits, not one good year.4 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$295.1M
MissShare count not growingNot diluting owners. Falling means buybacks.+2.8% in 3 years
PassGross margin 40%+Pricing power: sells for well above what it costs to make.62.5%

Revenue: $1.2B; +22.6% vs prior year
5-year growth: +10.1%/yr; revenue, per year
Total debt: None; 0.00x equity
Current ratio: 2.93x; short-term assets / bills due

From annual reports filed with the SEC. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jul 31, 2026

Reported Jun 4

Revenue: $411.1M; +15.3% YoY
EPS: $0.37; vs $0.60
Op. margin: 15.2%; +6.9 pts
Gross margin: 65.6%; +0.6 pts
Free cash flow: $281.8M
Share count: -3.0%; vs a year ago

Some values are worked out from year-to-date totals in the annual report.

Insider rating

Last 90 days

44Mixed

Pre-planned sales of $3.9M (weaker signal)

50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.

Weekly insider trend

13 weeks agoBoughtSoldThis week

Filing buzz

Last 7 days vs normal

39/ 100

This week: 3
Normal week: 5.0
vs normal: 0.6x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Steady-0.7%

Institutions cut 0.7% from their holdings. 241 bought, 352 sold.

Shares held by institutions84.8M

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

+0.2%

Cash runwayAt last year's cash burn

Cash flow positive

Debt to equityLatest balance sheet: debt compared with what owners have

No debt reported

Shares outstandingLatest reported

82M

Earnings reports

Last 12

Next reportDue any dayEstimated from the same quarter last year

Results filedJun 4
Results filedMar 5
Results filedDec 3, 2025
Results filedSep 4, 2025
Results filedJun 3, 2025

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

No offerings, red flags or new big holders. Clean record.

Insider trades

Open-market buys and sells, last 90 days

Bought$00 insiders

Sold$3.9M3 insiders, 8 pre-planned

Insider	Trade	Shares	Avg price	Value	Owns after	Date
John P MullenPresident	Sell	2K	$187.19	$337K	176K	Oct 26Filing ↗
-1% of their holdings Pre-planned sale (10b5-1) Filed 1 day after
Michael George RosenbaumChief Executive Officer	Sell	1K	$187.19	$225K	274K	Oct 26Filing ↗
-0.4% of their holdings Pre-planned sale (10b5-1) Also Director Filed same day
John P MullenPresident	Sell	5K	$185.00	$999K	178K	Oct 20Filing ↗
-2.9% of their holdings Pre-planned sale (10b5-1) Filed same day
Michael George RosenbaumChief Executive Officer	Sell	1K	$167.90	$201K	275K	Oct 19Filing ↗
-0.4% of their holdings Pre-planned sale (10b5-1) Also Director Filed same day
Michael George RosenbaumChief Executive Officer	Sell	1K	$168.97	$203K	276K	Oct 12Filing ↗
-0.4% of their holdings Pre-planned sale (10b5-1) Also Director Filed 1 day after
James Winston KingChief Admin Officer, Gen Couns	Sell	9K	$168.00	$1.5M	35K	Oct 9Filing ↗
-20.6% of their holdings Pre-planned sale (10b5-1) Filed 4 days after
Michael George RosenbaumChief Executive Officer	Sell	1K	$152.52	$183K	277K	Oct 5Filing ↗
-0.4% of their holdings Pre-planned sale (10b5-1) Also Director Filed same day
Michael George RosenbaumChief Executive Officer	Sell	1K	$142.65	$171K	278K	Sep 28Filing ↗
-0.4% of their holdings Pre-planned sale (10b5-1) Also Director Filed 2 days after