The checklist Warren Buffett-style investors use. Annual numbers for 2025.
1/3Weak
MissProfitable every yearSteady profits, not one good year.8 of 10 years
MissFree cash flow positiveBrings in more cash than it spends to run and grow.-$2.8M
PassShare count not growingNot diluting owners. Falling means buybacks.-3.9% in 3 years
Free cash flow
-$2.8M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: return on equity 15%+, debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
New results, as stated in the press release
Reported Oct 29During market11:57 am ET
EPS
-$0.08
Revenue and EPS as the company states them. Margins, cash flow and share count fill in with the 10-Q.
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
0/ 100
This week
1
Normal week
0.7
vs normal
1.4x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
■Steady-0.7%
Institutions cut 0.7% from their holdings. 18 bought, 22 sold. 4 quarters of net selling in a row.
Shares held by institutions3.7M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
-0.4%
Cash runwayAt last year's cash burn
227 months
Debt to equityLatest balance sheet: debt compared with what owners have
Total liabilities $2.0B
Shares outstandingLatest reported
10M
Why moderate risk
Losing money, losses are large next to sales
Revenue down 23.1% from the year before
Earnings reports
Last 12
Next reportAround Jan 28, 2027 (est.)Estimated from the same quarter last year
Results filedOct 29
Results filedJul 29
Results filedApr 29
Results filedJan 29
Results filedOct 27, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.