Flywire Corp · Business Services, NEC

FLYW

Low riskNext report: In 7 days (est.)

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The short version

A profitable company with growing sales. Institutions are adding.

Going well

Sales up 27% in the latest quarter vs a year ago
Profitable
Sales up 27% last year

Watch out for

Share count growing 5.8% a year

Money moves

Insiders sold $676K in the last 30 days, all through pre-planned sales
Institutions added 12% to their holdings in the quarter ending June 2026 (151 bought, 85 sold)
Held by Ray Dalio (Bridgewater)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$19.16-1.2% that day

Company value: $2.3B; Share price times all shares
Price vs profit (P/E): 73.7x; You pay about $74 for each $1 of yearly profit
Price vs sales: 3.3x; Company value is 3.3 times a year of sales
Cash vs value: 12%; Cash as a share of company value
Debt vs value: 1%; Debt as a share of company value

From FLYW's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$167.7M+27% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $713.5M, up 32% from the 12 months before. Over 5 years, sales grew about 36% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of FLYW. Starting points are the company's recent numbers.

Sales growth+30% a yearRecently: +32% a yearProfit margin5%Last 12 months: 4.8%P/E at the end40xToday: 73.7x. Many steady companies trade at 12x to 25xShare count change+6% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$2.6B

Profit in 5 years$132M

Price these guesses point to$32.56+70% vs $19.16 todayAbout +11% a year, before dividends

What today's price needs: with a 5% margin and a 40x P/E, sales would have to grow about 17% a year for 5 years just to match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

2/6Weak

MissReturn on equity 15%+Earns a lot on the money owners have in the business.1.6%
PassDebt under half of equityNot relying on borrowed money.0.02x equity
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.2.2%
MissProfitable every yearSteady profits, not one good year.2 of 7 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$98.8M
MissShare count not growingNot diluting owners. Falling means buybacks.+18.4% in 3 years

Revenue: $623.0M; +26.6% vs prior year
5-year growth: +36.4%/yr; revenue, per year
Total debt: $15.0M; 0.02x equity
Current ratio: 1.50x; short-term assets / bills due

From annual reports filed with the SEC. Not in this company's SEC data, so not scored: gross margin 40%+. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jun 30, 2026

Reported Aug 4

Revenue: $167.7M; +27.2% YoY
EPS: -$0.07; vs -$0.10
Op. margin: -1.7%; +5.1 pts
Free cash flow: $20.8M
Share count: +0.5%; vs a year ago

Insider rating

Last 90 days

45Mixed

Pre-planned sales of $676K (weaker signal)

50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.

Weekly insider trend

13 weeks agoBoughtSoldThis week

Filing buzz

Last 7 days vs normal

0/ 100

This week: 0
Normal week: 1.9
vs normal: 0.0x

SEC filings of any kind. 50 means a normal week.

Institutional ownership

Accumulating+11.8%

Institutions added 11.8% to their holdings. 151 bought, 85 sold. 5 quarters of net buying in a row.

Shares held by institutions130.0M

Sep '24Jun '26

Safety check

From SEC filings

Share count growthYearly rate, last 3 years

+3.4%

Cash runwayAt last year's cash burn

Cash flow positive

Debt to equityLatest balance sheet: debt compared with what owners have

0.0x · $15.0M debt

Shares outstandingLatest reported

122M

Earnings reports

Last 12

Next reportIn 7 days (est.)Estimated from the same quarter last year

Results filedAug 4
Results filedMay 5
Results filedFeb 24
Results filedNov 4, 2025
Results filedAug 5, 2025

Flags and big holders

Offerings 6 months, flags 12 months, holders 90 days

5%+ holder update (passive)Aug 14 · View filing ↗Big holder

Insider trades

Open-market buys and sells, last 90 days

Bought$00 insiders

Sold$676K1 insider, 1 pre-planned

Insider	Trade	Shares	Avg price	Value	Owns after	Date
David R. KingSee Remarks	Sell	37K	$18.32	$676K	202K	Oct 13Filing ↗
-15.4% of their holdings Held via Revocable Trust Pre-planned sale (10b5-1) Filed 2 days after