← BackFirstCash Holdings, Inc. · Miscellaneous RetailFCFS
Low riskNext report: Around Feb 4, 2027 (est.)
The short versionA profitable company with growing sales. Institutions are adding.
Going well
- Sales up 18% in the latest quarter vs a year ago
- Profitable every year for 10 years
- Brings in more cash than it spends
Money moves
- No insider buying or selling in the last 30 days
- Institutions added 3% to their holdings in the quarter ending June 2026 (250 bought, 204 sold)
- Held by Ray Dalio (Bridgewater)
Facts from SEC filings, not a recommendation.
What the price means
Price as of Oct 26
$175.15+1.5% that day
- Company value
- $7.5B
- Share price times all shares
- Price vs profit (P/E)
- 19.0x
- You pay about $19 for each $1 of yearly profit
- Price vs sales
- 1.8x
- Company value is 1.8 times a year of sales
- Dividend yield
- 0.9%
- Yearly dividend as a share of today's price
- Cash vs value
- 3%
- Cash as a share of company value
- Debt vs value
- 29%
- Debt as a share of company value
From FCFS's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.
The business over time
Last 12 quarters, from SEC filings
Sales, Sep '26$1.1B+18% vs a year earlier
Dec '23Tap a barSep '26
Last 12 months: $4.3B, up 23% from the 12 months before. Over 5 years, sales grew about 18% a year.
Business quality
The checklist Warren Buffett-style investors use. Annual numbers for 2025.- PassReturn on equity 15%+Earns a lot on the money owners have in the business.15.3%
- MissDebt under half of equityNot relying on borrowed money.0.97x equity
- MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.9.0%
- PassProfitable every yearSteady profits, not one good year.10 of 10 years
- PassFree cash flow positiveBrings in more cash than it spends to run and grow.$585.9M
- PassShare count not growingNot diluting owners. Falling means buybacks.-5.9% in 3 years
- PassGross margin 40%+Pricing power: sells for well above what it costs to make.50.3%
- Revenue
- $3.7B
- +8.0% vs prior year
- 5-year growth
- +17.5%/yr
- revenue, per year
- Total debt
- $2.2B
- 0.97x equity
- Current ratio
- 4.55x
- short-term assets / bills due
From annual reports filed with the SEC. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Sep 30, 2026Reported Oct 22During market1:12 pm ET - Revenue
- $1.1B
- +17.7% YoY
- EPS
- $2.33
- vs $1.86
- Gross margin
- 49.5%
- -1.1 pts
- Free cash flow
- $142.0M
- Share count
- -2.6%
- vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trendNo trades to chart yet.
Filing buzz
Last 7 days vs normal
63/ 100
- This week
- 2
- Normal week
- 1.2
- vs normal
- 1.7x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+3.0%Institutions added 3.0% to their holdings. 250 bought, 204 sold. 2 quarters of net buying in a row.
Shares held by institutions42.7M
Sep '24Jun '26
Share count growthYearly rate, last 3 years
-1.7%Cash runwayAt last year's cash burn
Cash flow positiveDebt to equityLatest balance sheet: debt compared with what owners have
1.1x · $2.4B debtShares outstandingLatest reported
43MNext reportAround Feb 4, 2027 (est.)Estimated from the same quarter last year
- Results filedOct 22
- Results filedJul 23
- Results filedApr 23
- Results filedFeb 5
- Results filedOct 30, 2025
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.