The checklist Warren Buffett-style investors use. Annual numbers for 2025.
3/5Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.7.0%
PassDebt under half of equityNot relying on borrowed money.0.11x equity
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$147.0M
MissShare count not growingNot diluting owners. Falling means buybacks.+6.7% in 3 years
Total debt
$212.8M
0.11x equity
Free cash flow
$147.0M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 13
EPS
$1.13
vs $0.06
Free cash flow
$73.8M
Share count
+11.9%
vs a year ago
Insider rating
Last 90 days
77Buying
1 insider bought $1.5M
Orrin H Ii Ingram grew their stake 30.5%
50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.
Weekly insider trend
13 weeks agoBoughtSoldThis week
Filing buzz
Last 7 days vs normal
42/ 100
This week
1
Normal week
1.4
vs normal
0.7x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+2.2%
Institutions added 2.2% to their holdings. 155 bought, 107 sold.
Shares held by institutions40.6M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+2.2%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
0.1x · $212.8M debt
Shares outstandingLatest reported
50M
Earnings reports
Last 12
Next reportAround Jan 20, 2027 (est.)Estimated from the same quarter last year
Results filedOct 13
Results filedJul 13
Results filedApr 13
Results filedJan 21
Results filedOct 14, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days