The checklist Warren Buffett-style investors use. Annual numbers for 2025.
5/5Strong
PassReturn on equity 15%+Earns a lot on the money owners have in the business.26.2%
PassDebt under half of equityNot relying on borrowed money.No debt reported
PassNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.13.8%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$686.7M
Revenue
$4.1B
+7.2% vs prior year
5-year growth
+9.9%/yr
revenue, per year
Total debt
None
0.00x equity
Free cash flow
$686.7M
16.9% of revenue
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: share count not growing. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Jul 30
Revenue
$1.1B
+2.8% YoY
Op. margin
18.7%
-0.1 pts
Free cash flow
$173.4M
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
88/ 100
This week
20
Normal week
2.6
vs normal
7.6x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+4.4%
Institutions added 4.4% to their holdings. 270 bought, 155 sold.
Shares held by institutions20.9M
Sep '24Jun '26
Safety check
From SEC filings
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
No debt reported
Shares outstandingLatest reported
3K
Earnings reports
Last 12
Next reportIn 2 days (est.)Estimated from the same quarter last year
Results filedJul 30
Results filedApr 23
Results filedFeb 23
Results filedOct 30, 2025
Results filedAug 7, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.
Latest filings
Straight from SEC EDGAR
Other transferBrian W. BolashEVP,Secretary,General Counsel
21 shares at $245.94 · $5K
+1% of holdings
Now owns 3,564 shares
Incentive Compensation Deferral Plan Share Credits