A profitable company with growing sales. Institutions are adding.
Going well
Sales up 40% in the latest quarter vs a year ago
Profitable every year for 10 years
Sales growth speeding up
Money moves
Insiders sold $4.5M in the last 30 days
Institutions added 2.4% to their holdings in the quarter ending June 2026 (99 bought, 92 sold)
Facts from SEC filings, not a recommendation.
What the price means
Price as of Oct 26
$42.94+0.5% that day
Company value
$1.9B
Share price times all shares
Price vs profit (P/E)
15.4x
You pay about $15 for each $1 of yearly profit
Price vs sales
83.0x
Company value is 83.0 times a year of sales
Cash vs value
102%
A big cushion: cash is a large part of what the company is worth
From DCOM's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.
The business over time
Last 12 quarters, from SEC filings
Sales, Jun '26
$6.5M+40% vs a year earlier
Sep '23Tap a barJun '26
Last 12 months: $22.8M, up 31% from the 12 months before.
What the price assumes
Your guesses, our math
Move the sliders to your own view of DCOM. Starting points are the company's recent numbers (it isn't profitable yet, so the margin starts at a 10% guess).
Sales in 5 years$85M
Profit in 5 years$8M
Price these guesses point to$2.37-94% vs $42.94 todayAbout -44% a year, before dividends
Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.
Forum talk counts mentions of DCOM in popular online stock forums, a slice of the internet rather than all of it. Company lookups show interest in the company itself, which can come from news that isn't about the stock. Attention isn't quality.
Business quality
The checklist Warren Buffett-style investors use. Annual numbers for 2025.
2/4Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.7.7%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$186.6M
MissShare count not growingNot diluting owners. Falling means buybacks.+11.6% in 3 years
Revenue
$19.9M
Free cash flow
$186.6M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 20Before open6:15 am ET
From the press release
Reports 53% Year-Over-Year Increase in EPS . .
NIM Expansion and Growth in Net Interest Income Drives Record Quarterly Revenue of $135 million . .
A credit loss provision of $13.8 million was recorded during the third quarter of 2026, compared to $13.9 million during the second quarter of 2026, and $13.3 million during the third quarter of 2025.
The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗
Revenue
$6.5M
+39.7% YoY
EPS
$0.75
vs $0.64
Free cash flow
$56.1M
Share count
+0.4%
vs a year ago
Insider rating
Last 90 days
26Selling
1 insider sold $4.5M (not pre-planned)
50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.
Weekly insider trend
13 weeks agoBoughtSoldThis week
Filing buzz
Last 7 days vs normal
84/ 100
This week
12
Normal week
2.3
vs normal
5.3x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+2.4%
Institutions added 2.4% to their holdings. 99 bought, 92 sold. 5 quarters of net buying in a row.
Shares held by institutions39.9M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+4.4%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
Total liabilities $13.5B
Shares outstandingLatest reported
44M
Earnings reports
Last 12
Next reportAround Jan 20, 2027 (est.)Estimated from the same quarter last year
Results filedOct 20
Results filedJul 23
Results filedApr 23
Results filedJan 21
Results filedOct 23, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days