The checklist Warren Buffett-style investors use. Annual numbers for 2025.
3/6Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.0.0%
MissDebt under half of equityNot relying on borrowed money.3.39x equity
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.0.0%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$1.1B
PassShare count not growingNot diluting owners. Falling means buybacks.-14.5% in 3 years
Revenue
$2.3B
+7.2% vs prior year
5-year growth
+6.8%/yr
revenue, per year
Total debt
$5.2B
3.39x equity
Free cash flow
$1.1B
45.4% of revenue
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Aug 4
Revenue
$587.4M
+0.6% YoY
EPS
$12.66
vs $7.42
Free cash flow
$307.9M
Share count
-8.8%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
0/ 100
This week
0
Normal week
1.6
vs normal
0.0x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+9.3%
Institutions added 9.3% to their holdings. 172 bought, 119 sold.
Shares held by institutions7.6M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
-6.8%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
3.2x · $5.0B debt
Shares outstandingLatest reported
10M
Why low risk
High debt: 3.16x equity
Earnings reports
Last 12
Next reportIn 1 days (est.)Estimated from the same quarter last year
Results filedAug 4
Results filedMay 5
Results filedJan 29
Results filedOct 30, 2025
Results filedJul 31, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days