The checklist Warren Buffett-style investors use. Annual numbers for 2025.
2/2Mixed
PassDebt under half of equityNot relying on borrowed money.No debt reported
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$184.2M
Total debt
None
Free cash flow
$184.2M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: return on equity 15%+, net margin 10%+, profitable every year, share count not growing. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Free cash flow
-$10.6M
Share count
+49.7%
vs a year ago
Some values are worked out from year-to-date totals in the annual report.
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
67/ 100
This week
1
Normal week
0.5
vs normal
2.0x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+9.9%
Institutions added 9.9% to their holdings. 14 bought, 10 sold. 3 quarters of net buying in a row.
Shares held by institutions937K
Sep '24Jun '26
Safety check
From SEC filings
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
No debt reported
Shares outstandingLatest reported
2M
Why moderate risk
Losing money, losses are large next to sales
Earnings reports
Last 0
Next reportNot enough history
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days