BayCom Corp · Banks

BCML

Low riskNext report: Around Jan 21, 2027 (est.)

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The short version

A profitable company.

Going well

Profitable every year for 10 years
Brings in more cash than it spends
Buying back shares: share count down 16% in 3 years

Money moves

No insider buying or selling in the last 30 days
Institutions added 1.2% to their holdings in the quarter ending June 2026 (71 bought, 34 sold)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$30.67+0.7% that day

Company value: $335M; Share price times all shares
Price vs profit (P/E): 25.6x; You pay about $26 for each $1 of yearly profit
Dividend yield: 2.9%; Yearly dividend as a share of today's price
Cash vs value: 53%; A big cushion: cash is a large part of what the company is worth

From BCML's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Profit, Jun '26

-$7.0M

Sep '23Tap a barJun '26

Last 12 months: $13.1M, down 46% from the 12 months before.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

3/4Mixed

MissReturn on equity 15%+Earns a lot on the money owners have in the business.7.2%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$30.1M
PassShare count not growingNot diluting owners. Falling means buybacks.-16.3% in 3 years

Free cash flow: $30.1M

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.

Latest quarter

Quarter ended Jun 30, 2026

Reported Oct 22After close4:23 pm ET

From the press release

The preferred equity sales, together with negative market performance, resulted in a loss of $589,000 during the quarter.
The Company reported net income of $1.1 million for the third quarter of 2026, compared to a net loss of $7.0 million for the second quarter of 2026.
Net income for the nine months ended September 30, 2026 totaled $2.4 million, compared to $17.1 million for the same period in 2025.

The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗