Buying back shares: share count down 4.7% in 3 years
Watch out for
Revenue down 92.5% from the year before
Money moves
An insider bought $105K of shares with their own money in the last 30 days
Insiders sold $20K in the last 30 days
Institutions cut 0.6% from their holdings in the quarter ending June 2026 (138 bought, 122 sold)
Facts from SEC filings, not a recommendation.
What the price means
Price as of Oct 26
$30.85+2.7% that day
Latest insider buy: A director bought at $30.43 on Oct 26. The stock is now $30.85, +1.4% since.
Company value
$2.6B
Share price times all shares
Price vs profit (P/E)
16.2x
You pay about $16 for each $1 of yearly profit
Price vs sales
86.3x
Company value is 86.3 times a year of sales
Dividend yield
2.4%
Yearly dividend as a share of today's price
Cash vs value
47%
A big cushion: cash is a large part of what the company is worth
Debt vs value
30%
Debt as a share of company value
From BBT's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.
The business over time
Last 12 quarters, from SEC filings
Sales, Jun '26
Not reported
Sep '23Tap a barJun '26
What the price assumes
Your guesses, our math
Move the sliders to your own view of BBT. Starting points are the company's recent numbers (it isn't profitable yet, so the margin starts at a 10% guess).
Sales in 5 years$18M
Profit in 5 years$2M
Price these guesses point to$0.37-99% vs $30.85 todayAbout -59% a year, before dividends
Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.
The checklist Warren Buffett-style investors use. Annual numbers for 2025.
3/5Mixed
MissReturn on equity 15%+Earns a lot on the money owners have in the business.4.9%
PassDebt under half of equityNot relying on borrowed money.0.32x equity
MissProfitable every yearSteady profits, not one good year.9 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$212.2M
PassShare count not growingNot diluting owners. Falling means buybacks.-4.7% in 3 years
Revenue
$29.9M
Total debt
$788.4M
0.32x equity
Free cash flow
$212.2M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 21After close4:05 pm ET
From the press release
Net Income of $61.2 million , EPS of $0.73 .
Operating Earnings of $64.7 million , Operating EPS of $0.77 .
The Company recorded a provision for credit losses of $8.9 million for the quarter ended September 30, 2026, compared to $5.0 million for the quarter ended June 30, 2026.
The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗
EPS
$0.77
vs $0.25
Free cash flow
$64.1M
Share count
-6.3%
vs a year ago
Insider rating
Last 90 days
65Buying
1 insider bought $105K
Thomas J Hollister grew their stake 13.6%
1 insider sold $20K (not pre-planned)
50 is neutral. Buying by more insiders, top executives and bigger stakes raises it. Selling lowers it; pre-planned sales count less.
Weekly insider trend
13 weeks agoBoughtSoldThis week
Filing buzz
Last 7 days vs normal
70/ 100
This week
4
Normal week
1.7
vs normal
2.3x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
■Steady-0.6%
Institutions cut 0.6% from their holdings. 138 bought, 122 sold. 2 quarters of net selling in a row.
Shares held by institutions77.1M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
-1.6%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
0.3x · $888.6M debt
Shares outstandingLatest reported
84M
Why low risk
Revenue down 92.5% from the year before
Earnings reports
Last 12
Next reportAround Jan 27, 2027 (est.)Estimated from the same quarter last year
Results filedOct 21
Results filedJul 29
Results filedApr 29
Results filedJan 28
Results filedOct 29, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days