The checklist Warren Buffett-style investors use. Annual numbers for 2025.
4/6Mixed
PassReturn on equity 15%+Earns a lot on the money owners have in the business.16.2%
PassDebt under half of equityNot relying on borrowed money.0.21x equity
PassNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.15.4%
MissProfitable every yearSteady profits, not one good year.8 of 10 years
MissFree cash flow positiveBrings in more cash than it spends to run and grow.-$40.9M
PassShare count not growingNot diluting owners. Falling means buybacks.-7.5% in 3 years
Revenue
$6.6B
+10.2% vs prior year
5-year growth
+6.3%/yr
revenue, per year
Total debt
$1.3B
0.21x equity
Free cash flow
-$40.9M
-0.6% of revenue
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Mar 31, 2026
Reported Jul 28
Revenue
$1.6B
+8.0% YoY
EPS
$3.29
vs $2.26
Free cash flow
$519.4M
Share count
-8.8%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
0/ 100
This week
0
Normal week
0.3
vs normal
0.0x
SEC filings of any kind. 50 means a normal week.
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
-4.7%
Cash runwayAt last year's cash burn
253 months
Debt to equityLatest balance sheet: debt compared with what owners have
0.2x · $1.3B debt
Shares outstandingLatest reported
74M
Earnings reports
Last 12
Next reportIn 1 days (est.)Estimated from the same quarter last year
Results filedJul 28
Results filedApr 29
Results filedJan 28
Results filedOct 29, 2025
Results filedJul 29, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.