The checklist Warren Buffett-style investors use. Annual numbers for 2025.
1/4Weak
MissReturn on equity 15%+Earns a lot on the money owners have in the business.5.7%
MissProfitable every yearSteady profits, not one good year.8 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$129.2M
MissShare count not growingNot diluting owners. Falling means buybacks.+22.2% in 3 years
Free cash flow
$129.2M
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity, net margin 10%+. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 22After close4:31 pm ET
From the press release
The dividend is payable on November 27, 2026 to shareholders of record on November 13, 2026.
The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗
EPS
$0.53
vs $0.55
Free cash flow
$39.4M
Share count
-5.6%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
48/ 100
This week
1
Normal week
1.1
vs normal
0.9x
SEC filings of any kind. 50 means a normal week.
Institutional ownership
▲Accumulating+7.2%
Institutions added 7.2% to their holdings. 71 bought, 70 sold. 2 quarters of net buying in a row.
Shares held by institutions29.2M
Sep '24Jun '26
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
+5.1%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
No debt reported
Shares outstandingLatest reported
39M
Why moderate risk
Share count growing 5.1% a year
2 offering filings in 6 months (may sell new shares)
Earnings reports
Last 12
Next reportAround Jan 21, 2027 (est.)Estimated from the same quarter last year
Results filedOct 22
Results filedJul 23
Results filedApr 23
Results filedJan 22
Results filedOct 28, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days