ASSURANT, INC. · Insurance Carriers, NEC

AIZ

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The short version

A high-quality, profitable business with steady sales. Institutions are adding.

Going well

Profitable every year for 10 years
Brings in more cash than it spends
Buying back shares: share count down 6.7% in 3 years

Money moves

No insider buying or selling in the last 30 days
Institutions added 3.5% to their holdings in the quarter ending June 2026 (317 bought, 259 sold)
Held by Ray Dalio (Bridgewater)

Facts from SEC filings, not a recommendation.

What the price means

Price as of Oct 26

$287.10+0.8% that day

Company value: $14.2B; Share price times all shares
Price vs profit (P/E): 13.7x; You pay about $14 for each $1 of yearly profit
Price vs sales: 1.1x; Company value is 1.1 times a year of sales
Dividend yield: 1.1%; Yearly dividend as a share of today's price
Cash vs value: 12%; Cash as a share of company value

From AIZ's last IEX trade and its SEC filings (profits and sales over the last four quarters). A starting point for research, not a verdict.

The business over time

Last 12 quarters, from SEC filings

Sales, Jun '26

$3.5B+9.4% vs a year earlier

Sep '23Tap a barJun '26

Last 12 months: $13.5B, up 9.4% from the 12 months before. Over 5 years, sales grew about 6.0% a year.

What the price assumes

Your guesses, our math

Move the sliders to your own view of AIZ. Starting points are the company's recent numbers.

Sales growth+9% a yearRecently: +9.4% a yearProfit margin8%Last 12 months: 7.9%P/E at the end14xToday: 13.7x. Many steady companies trade at 12x to 25xShare count change-2% a yearBelow zero means buybacks; above zero means new shares (dilution)

Sales in 5 years$20.7B

Profit in 5 years$1.7B

Price these guesses point to$520.10+81% vs $287.10 todayAbout +13% a year, before dividends

What today's price needs: with a 8% margin and a 14x P/E, sales could shrink about 3.2% a year for 5 years and still match today's price.

Simple math on your guesses, not a forecast or a price target. Real results depend on many things these sliders leave out.

Price

Price chart by TradingView.

Business quality

The checklist Warren Buffett-style investors use. Annual numbers for 2025.

4/5Strong

PassReturn on equity 15%+Earns a lot on the money owners have in the business.15.9%
MissNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.6.8%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$1.6B
PassShare count not growingNot diluting owners. Falling means buybacks.-6.7% in 3 years

Revenue: $12.8B; +7.9% vs prior year
5-year growth: +6.0%/yr; revenue, per year
Free cash flow: $1.6B; 12.5% of revenue

From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity. A checklist is a starting point for research, not a verdict.