The checklist Warren Buffett-style investors use. Annual numbers for 2025.
5/5Strong
PassReturn on equity 15%+Earns a lot on the money owners have in the business.19.5%
PassNet margin 10%+Keeps at least 10 cents of profit from each dollar of sales.22.1%
PassProfitable every yearSteady profits, not one good year.10 of 10 years
PassFree cash flow positiveBrings in more cash than it spends to run and grow.$6.2B
PassShare count not growingNot diluting owners. Falling means buybacks.-0.5% in 3 years
Revenue
$19.9B
+14.3% vs prior year
5-year growth
+18.6%/yr
revenue, per year
Free cash flow
$6.2B
31.0% of revenue
From annual reports filed with the SEC. Gross margin doesn't apply to banks and insurers, so it isn't scored. Not in this company's SEC data, so not scored: debt under half of equity. A checklist is a starting point for research, not a verdict.
Latest quarter
Quarter ended Jun 30, 2026
Reported Oct 27After close4:06 pm ET
From the press release
The Company's effective tax rate on pre-tax operating income available to Arch common shareholders was 15.8% for the 2026 third quarter consistent with 15.8% for the 2025 third quarter.
The numbers below are the quarter before. The new quarter's full numbers come with the 10-Q. Read the press release ↗
Revenue
$4.7B
-10.5% YoY
EPS
$3.00
vs $3.23
Free cash flow
$1.3B
Share count
-8.2%
vs a year ago
Insider rating
Last 90 days
No open-market insider buys or sells in the last 90 days.
Weekly insider trend
No trades to chart yet.
Filing buzz
Last 7 days vs normal
65/ 100
This week
1
Normal week
0.5
vs normal
1.8x
SEC filings of any kind. 50 means a normal week.
Safety check
From SEC filings
Share count growthYearly rate, last 3 years
-2.9%
Cash runwayAt last year's cash burn
Cash flow positive
Debt to equityLatest balance sheet: debt compared with what owners have
Total liabilities $61.1B
Shares outstandingLatest reported
341M
Earnings reports
Last 12
Next reportAround Feb 8, 2027 (est.)Estimated from the same quarter last year
Results filedOct 27
Results filedJul 28
Results filedApr 28
Results filedFeb 9
Results filedOct 27, 2025
Flags and big holders
Offerings 6 months, flags 12 months, holders 90 days
No offerings, red flags or new big holders. Clean record.
Insider trades
Open-market buys and sells, last 90 days
No open-market buys or sells in 90 days. Grants and option exercises are left out.
"Owns after" is the insider's holding right after the trade. Pre-planned (10b5-1) sales are set up months ahead, a weaker signal.